iTunes Music Store Now Accepts PayPal

[MacBytes]

Category: News and Press Releases
Link: iTunes Music Store Now Accepts PayPal (http://www.macbytes.com/link.php?sid=20041210132805)
Posted on MacBytes.com (http://www.macbytes.com)

Approved by Mudbug

[Trowaman]

WOW! I like Paypal. I may just see if I can switch to my Paypal account on iTunes and get my 5 free songs.

[nagromme]

Apple's giving away 2 and a half million songs to PayPal users. Lucky bums.

I don't think they'll let you switch to get the free songs if you're already an iTunes customer, but who knows?

[Poff]

But no.. Even though I have a PayPal-account, I did not get to use it since it's Norwegian.. I had big hopes that it wouldn't check the country in your PayPal-account..

[kainjow]

I was able to create a new iTunes account with my PayPal account and get 5 free songs! yay!

[StarbucksSam]

Wow this is like great. How cool. I just got my five songs.

[rhpenguin]

sweet merciful christ... im gonnna go broke with this...

[CubaTBird]

guys...think.........5 songs........5 dollars...... seriously.....crazy how silly little gimmicks attract people nowadays :o

[Surreal]

studip fgrigg@!@#!#@

it says my paypal account cannot be verified?

WTFR??A?SDA??DSA

[sw1tcher]

guys...think.........5 songs........5 dollars...... seriously.....crazy how silly little gimmicks attract people nowadays :o

Hey, 5 dollars is 5 dollars. :p

[Surreal]

LoL i was always waiting to get more thanone free song with a giveaway before i ever signed up with apple.


5 is sufficient. i got it to work

i am not downloading the songs yet, and i am relatively happy.

gimmick..yes..effective...yes..itunes is good anyway, i just never wanted to set it up and lose my money.

[howard]

this is great news, i've often wondered what to do when i've had just a few bucks in my paypal account

[Koodauw]

Ugh. Not sure how I feel about this. What is the benefits of using paypal to pay for iTunes? I can now hi-jack someones paypal account and buy itunes with it? Go out looting a bunch of stuff, sell it on ebay, except paypal, Buy iTunes!

I dont know, eBay and paypal have been heading downwards, not sure how this helps Apple.

[Laurent]

Wow, what a great idea! I use Paypal for the majority of my internet transactions, and the idea of using it with iTMS please me. Will this be available in Canada also, or will we have to wait a year and a half?

[aswitcher]

This is the absolutely perfect opportuntity for the rest of the world to get access to ITMS via verified credit cards and Paypal, and this offer is USA only. There really is no excuse for Apple now. Sure antifraud reasons may have limited the user base to parts of the world BUT with Paypal to cover this risk they could open it up to all english speakers right now with minimum risk. Sure UK users might go cheaper by buying directly from the States, and they might find launching new stores having less fanfair and sales, but so what? This would push the world wide sales of the iPod for English speakers in Australia, NZ, Ireland as well as those wanting English music throughout Asia (a HUGE market). Oh well.... :rolleyes:

[Windowlicker]

Ugh. Not sure how I feel about this. What is the benefits of using paypal to pay for iTunes? I can now hi-jack someones paypal account and buy itunes with it? Go out looting a bunch of stuff, sell it on ebay, except paypal, Buy iTunes!

I dont know, eBay and paypal have been heading downwards, not sure how this helps Apple.

I'm pretty sure they have some kind of a system that makes it hard to hijack paypal accounts.. otherwise the service wouldn't be so popular. I think this is just great news, because in finland for instance it's pretty hard to get a credit card unless you have good incomes. Luckily visa electron works with iTMS. anyway I guess this is good especially thinking about the younger customers (who now are the ones downloading the tracks off gnutella/torrent).

[tny]

This is the absolutely perfect opportuntity for the rest of the world to get access to ITMS via verified credit cards and Paypal, and this offer is USA only. There really is no excuse for Apple now. Sure antifraud reasons may have limited the user base to parts of the world BUT with Paypal to cover this risk they could open it up to all english speakers right now with minimum risk. Sure UK users might go cheaper by buying directly from the States, and they might find launching new stores having less fanfair and sales, but so what? This would push the world wide sales of the iPod for English speakers in Australia, NZ, Ireland as well as those wanting English music throughout Asia (a HUGE market). Oh well.... :rolleyes:

The reason iTunes is limited to some parts of the world is due to copyright issues (the fact that copyright in the same work might be held by different "owners" in different jurisdictions), and accepting PayPal is irrelevant to that.

[rdowns]

I posted this at 12:26

http://forums.macrumors.com/showthread.php?t=100624

Always wanted to make Page 1.

[narco]

I would have been excited about this, but Paypal has totally gone downhill as of late.

Fishes,
narco.

[dotmike]

I would have been excited about this, but Paypal has totally gone downhill as of late.

They had a day-long outage and you've written them off?

Do you know just how large PayPal is? I was at an internet conference for online transactions and the head guru of PayPal's operations was speaking. The guy is permanently stressed!

There is no one pushing the envelope as hard as them. You may think it is trivial to just set up a web site that manages a virtual wallet, but the sheer volume of activity as absolutely mindblowing. The fact that it works at all is impressive, but that it does work with so few outages is mind-blowing.

The biggest pisser-off for PayPal is number of disputes they have to settle. That isn't the systems fault, but certain people's devious natures, and PayPal bears the brunt of people's anger.

Still 56 million people every day are relatively satisfied.

[rjgjonker]

It would have been nice if they had supported Moneybookers, or something else that you can actually use without having a credit card.

[ZildjianKX]

Paypal sucks... I've had to take them to the better businee bureau before... enough said.

[bankshot]

The first 500,000 customers to open a new iTunes account in the US using PayPal as their form of payment before March 31, 2005, will receive five free songs.

So presumably, I can't just switch my existing account to use PayPal and get the free songs. I have to open a second one, right? Or has anyone tried it with their existing account.

Not much of a big deal to open a new account, but kind of annoying to have to track two accounts then. But hey, 5 songs is 5 songs... :D :rolleyes:

[wdlove]

Well I'm out of luck on this offer. I already have an iTunes account and a PayPal account.

[virividox]

this is gonna make someone very broke!!!

[kainjow]

Guys, you just create a new iTunes account with a different email address (that's what I did). Everything else I had (like address) was kept the same. I just selected PayPal as the way to pay and it worked! :)

[Gimzotoy]

Paypal sucks... I've had to take them to the better businee bureau before... enough said.

Me too. I'm surprised and disappointed that Apple would associate themselves with them.

[fixyourthinking]

Me too. I'm surprised and disappointed that Apple would associate themselves with them.

One of the MAIN reasons Apple is doing this is because Paypal most likely saw that People were paying with their Paypal debit card and getting 1.5% back.

When an item goes for pennies it sucks for paypal and for the merchant. I'm sure both companies are gaining by this.

Anyone who says paypal sucks has just had an atypical experience or is just a nut.

And don't point anyone to paypalsucks.com - it's a scam site itself to try to get you to sign up with Ikobo and Yowcow payment services

http://www.jackwhispers.com/paypalsucks.html

[macridah]

paypal is a good way to pay for stuff. I'd rather use paypal than a credit card cuz it keeps you from going crazy and end up paying for interest for years. It probably took 2 years to pay off some of my bar tabs from college. I know you could use your visa bank card, but i try not to use that on the internet.

[Stella]

Apple suck. as usual, yet another yanky only offer.

No wonder apple have such a poor market share in the rest of the world. time after time, special offers for their computers.. yanks only.

perhaps apple don't really know there are countries outside of their borders.

absolutely no excuse not to include other itms countries in this.

wankers.

[vollspacken]

It probably took 2 years to pay off some of my bar tabs from college.

o.k., how many cases of Beck's (http://www.becks.de) and how many bottles of Jaegermeister (http://www.jaegermeister.de), Fernet Branca (http://www.fernetbranca.com/) and Finlandia (http://www.finlandia.com) did you order??? ;)

vSpacken

[Doctor Q]

as usual, yet another yanky only offer.When you buy from iTMS, how is your country determined? Is it by the address on record for your credit card? If you don't use a credit card, then how?

[coolfactor]

Apple suck. as usual, yet another yanky only offer.

No wonder apple have such a poor market share in the rest of the world. time after time, special offers for their computers.. yanks only.

Stella, do you smell something?

Your remarks are insulting to your country peeps. Not cool.

Apple will expand the service as it is tested. It's no small feat to run iTunes Music Store in connection with these other businesses.

[aswitcher]

The reason iTunes is limited to some parts of the world is due to copyright issues (the fact that copyright in the same work might be held by different "owners" in different jurisdictions), and accepting PayPal is irrelevant to that.

I can buy a music CD from Amazon USA...whats the diff?

We are still caught up in pre net thinking within all this regional restrictions. :(

[theFly]

Apple's giving away 2 and a half million songs to PayPal users. Lucky bums.

I don't think they'll let you switch to get the free songs if you're already an iTunes customer, but who knows?

I doubt Apple is the one giving away the songs. PayPal has an affiliate program where you get $5 if someone signs up and all that good stuff, so I'm sure this is just a modification of that program to fit the iTunes Music Store.

Is iTunes capable of easily opening up songs bought under different accounts? Or do I have to switch accounts everytime I play a different song?

[ddma]

When I click the PayPal link at my iTunes account page it directs me to the PayPal website. But it keeps asking me for adding a new credit card. I have already had one in my account so what should I do to let iTunes use my existing credit card?

Any clue?

[broken_keyboard]

I was just looking at the iTunes top 100 songs 2004.

Is 2004 the worse year for music ever?

[applekid]

I just got my five songs. Used my mom's credit card because you need to back it with a card before getting any songs. I downloaded some songs from Rush. Then I closed that PayPal account. Good work. :)

I may have to open another account and try again.

I have had bad experiences with PayPal, so I don't mind screwing them over.

[swissmann]

PayPal is everywhere. I use it and love it. Good to see it together with iTunes.

[Photorun]

WTF?!? Do some people vote "negative" to every Apple thread because they're trolls or pissy "I'm going to vote negative until I get my Powerbook G5" people or what? I fail to see why any thread, even ones that there is no downside to, get negatives, it MUST be trolls... trolls or idiots! I suppose if an article was posted "Apple finally beats Microsoft at it's own game, people leaving the PC world for Macs in droves" it'd get a ton of negatives too? Makes no sense!

[Surreal]

I can buy a music CD from Amazon USA...whats the diff?

We are still caught up in pre net thinking within all this regional restrictions. :(


one explanation is that amazon, or whatever seller you are buying a physical item form, actually buys the cd.

it can be mailed to wherever, but the vendor buys first.

[dontmatter]

guys...think.........5 songs........5 dollars...... seriously.....crazy how silly little gimmicks attract people nowadays :o

Hey, I'll take five bucks.

You want to send five to me via paypal, since you don't seem to care about it? Then I'll get 10 songs.

But seriously, 2.5 million songs... 2.5 million dollars...

this ought to help the number of songs sold, for sure, though isn't that a lot of money for a barely profitable operation?

Makes me wonder what the current rate of selling is, and how long till those 2.5 million are gone... it would be awesome if it actually wasn't big on the scale of itms sales, right now, and that mght be the case, since it's been a while since the last numbers I remember... but still, these things tend to not inexplicably jump that much.

Oh, and this might end up like pepsi, but i hope not.

[jalagl]

When I click the PayPal link at my iTunes account page it directs me to the PayPal website. But it keeps asking me for adding a new credit card. I have already had one in my account so what should I do to let iTunes use my existing credit card?

Any clue?

I am having exactly the same problem. I don't want to register any other credit cards, and the page actually detected that I already had 1 card on file. Any ideas??

[AmigoMac]

But seriously, 2.5 million songs... 2.5 million dollars...


2.475 M ;)

Looking forward to the iTMS stats in MWSF 05 ...

[heyriddle]

studip fgrigg@!@#!#@

it says my paypal account cannot be verified?

WTFR??A?SDA??DSA


This error confused me for a while too. There is a link below the Pal Pal icon that says verify account. When you click it it sends you to the paypal website to verify your account and agree to a EULA. After that you click the link to return to iTunes and it is completed. Instant 5 songs!

[jnasato]

GAAAGH! Nooooo~ Apple.....

http://www.paypalsucks.com/

[FelixDerKater]

That is a lot of free music to be giving away just to get people to join.

[backspinner]

WTF?!? Do some people vote "negative" to every Apple thread because they're trolls
US only.... discrimination!

[appleguy]

So then this could mean us Kiwi's and Aussies can use the itms??
or is there still some bull **** stopping us.
To tired to try now its 11pm long day need sleep

[dotmike]

This error confused me for a while too. There is a link below the Pal Pal icon that says verify account. When you click it it sends you to the paypal website to verify your account and agree to a EULA. After that you click the link to return to iTunes and it is completed. Instant 5 songs!

But after agreeing to the EULA, it asks for a credit/debit card. How can you verify your account without entering another credit/debit card?

[ifjake]

i bet this gets Apple out of some of the credit card service charge or whatever the right name for it is, so that they might be able to squeeze a little more out of the 99¢ for them. so by the time most of the people who aren't cheating the system buy a good few dozen or so songs, they will have made it back. but i'm really not to sure have paypal works, maybe this is just an added convenience.

[ASP272]

Awesome! I just signed up for a new account with my paypal and got 5 free songs! Sweet! :D

[freechris]

hey guys, when i create an account in iTunes, i can only select credit card method, there is no way to select paypal, how do i do this?

i have no creditcard, can i setup a paypal account without one?

regards,

Chris.

[Foxer]

I find this an odd move on Paypal's part. Paypal is owned by eBay, and eBay is planning on opening there own online music site. I guess they are hedging their bets.

As to Paypal's quality, I've been using it since 1999 and it used to be capricious and kind of dodgy. Since eBay bought them, they've improved somewhat in the area of customer service. Still not perfect, but on balance very good, especially considering the value of the service they provide. For example, it used to be IMPOSSIBLE to find a phone number to call for service and now they're posted on the site.

[applekid]

Are Audible.com's audio books freebies, too?

[sebisworld]

I just signed up for PayPal and iTMS using an American Address. Unfortunately, PayPal wants me to enter credit card information whenever I try to activate it for iTMS (which kinda makes sense, since they have to get the money for like the sixth song). Well, seems like I'm not getting free songs.

And how about adding wire transfer for Europe. It would be so much cheaper for Apple.

[Dahl]

I just want to be able to have the option of paying with credit card or paypal, not one or the other. Is that possible ?
Do you reallly need to start a new account ?

[fixyourthinking]

... please post why. This would be a GREAT opportunity for you to get some answers to questions or concerns you have about Paypal as there seems to be quite a few [including myself] who use the service extensively - posting here.

[bankshot]

i bet this gets Apple out of some of the credit card service charge or whatever the right name for it is, so that they might be able to squeeze a little more out of the 99¢ for them.

Nope. For any PayPal transaction which is funded by a credit card, PayPal normally charges a fee of $0.30 plus a percentage of the sale price. This is subtracted from the total price before the seller is paid. I do have to wonder if Apple got a special deal with them, since the $0.30 fee is a bit steep for just a single song purchase.

Now, if everyone using PayPal to buy iTunes were funding from their checking account, then there is no fee to the seller. That would be situation you describe, but I'd say it's a lot less common. It's just so much easier for the buyer to use a credit card than a bank account.

[Gimzotoy]

... please post why. This would be a GREAT opportunity for you to get some answers cto questions or concerns you have about Paypal as there seems to be quite a few [including myself] who use the service extensively - posting here.

Did you ever stop to think that maybe not everyone sees PayPal as such a great service? I started using PayPal long before eBay purchased them. Their service has gotten better since then, but not much. I'm a verified seller. I sold a laptop on eBay, and the buyer paid through PayPal with a credit card. The item qualified for their so-called "Seller Protection Policy". The payment cleared, I sent the laptop. About a week later I get a notice from PayPal that I had accepted a fradulent credit card, and that they had deducted it from my account, which I now owed quite a bit of money on. Of course, THEY accepted the fradulent card, I had nothing to do with it. That didn't bother them.

I did end up getting my money back, but not until after I took them to court. Of course, this doesn't apply to buying songs from iTunes because you know Apple is a reliable party... but plenty of people have had similar experiences. There was a huge Class-Action Lawsuit for similar situations to mine a few months back.

I think THAT'S why its getting negative ratings.

[backspinner]

... please post why
I have a native Paypal account. I have an ITMs in my country. I can not use this combination... because it's US only. That's a good reason to quote negative.

[JediL1]

It's probably US-only because it's a pilot program. Wasn't there a story a while ago about how paypal was trying to position itself as the preferred provider of micro-payments ($1 or less)?

Credit Card companies are mostly brick and mortar with terminals in retail locations. Therefore, their charges to the companies using them are reflected in that.

Paypal is completely electronic, and should be able to get competitive price for online-only services.

[Macs R Us]

Great now we can get scr*wed out of our money with that too... I think while it is good for people that have PayPal and don't what to use CC's, this will open up a world of H*ll for Apple and PayPal... Just what I think...
I could be wrong.

[Macs R Us]

... please post why. This would be a GREAT opportunity for you to get some answers cto questions or concerns you have about Paypal as there seems to be quite a few [including myself] who use the service extensively - posting here.

Very True once again ADZOOX... BTW how have you been?
----
See what I mean:
**********
PayPal is both good and bad...

Apple is nothing but good...
**********

[fixyourthinking]

Did you ever stop to think that maybe not everyone sees PayPal as such a great service? I started using PayPal long before eBay purchased them. Their service has gotten better since then, but not much. I'm a verified seller. I sold a laptop on eBay, and the buyer paid through PayPal with a credit card. The item qualified for their so-called "Seller Protection Policy". The payment cleared, I sent the laptop. About a week later I get a notice from PayPal that I had accepted a fradulent credit card, and that they had deducted it from my account, which I now owed quite a bit of money on. Of course, THEY accepted the fradulent card, I had nothing to do with it. That didn't bother them.

I did end up getting my money back, but not until after I took them to court. Of course, this doesn't apply to buying songs from iTunes because you know Apple is a reliable party... but plenty of people have had similar experiences. There was a huge Class-Action Lawsuit for similar situations to mine a few months back.

I think THAT'S why its getting negative ratings.

I'm not trying to be a Paypal fanboy. I am trying to clear up a lot of the myths that exist about paypal. There is also a way to safeguard yourself against what happened to you.

You can register without a credit actually:

Just get a temporary $20 credit Mastercard

Link a bank account that is a free account that only holds a $200 balance - when you sell something big, bring that balance down to nothing, and tell the bank why you are doing it so maybe they will not charge you a low balance fee, or just get an account with a no balance requirement.

You realize that both the buyer and the seller are protected by an insured package. If you didn't insure the package - that's just silly.

All you had to do was file a claim that the items were lost or stolen in delivery - the burden to prove that they delivered to a valid address and that it was signed for by the actual person to whom it was delivered falls on them. Many people have a false notion that Fedex/UPS/DHL can just say, "Hey, we just delivered the package" and they can get off with that. There have been many court cases that say they have the burden of delivering to the actual person and an actual valid place of delivery.

Point being: many con artists do not get things delivered to the house they've been in for 5 or more years!

It's pretty common knowledge that Paypal doesn't like chargebacks but that credit card companies MAKE chargebacks with them all the time! If the charge from paypal was unauthorized and you can prove that you did NOT tell them to make the charge and you have no asset of the same value in your possession - then you have a 99% chance of getting your money back.

You should verify all buyers and sellers through feedback/through paypal verification/even escrow

One thing you can do to look up a buyer or seller is type their name or email address in to google.

I have a list of bad buyers and sellers on my website - if you google any of those email addresses or eBay IDs MY site comes up. Their are similar sites around the net.

Further, you can send a 1 cent payment to the buyer - this will show you if the buyer is verified and how long they have been on Paypal.

Finally, you can use the eBay contact information, with phone number and address. If the buyer has false information here - you as a seller qualify for $1000 in insurance.

It sounds like a lot of work. But once you know the steps to take (and the fact that it just doesn't happen that often) will be well worth it.

[The Red Wolf]

No offense to the ease of purchase and the broad user base which PayPal has. (Truly great for people who don't wish to have their credit cards or don't have credit cards floating about on the internet). But PayPal just sort of cheapens the music store to me. It would be like buying a G5 Tower from the supermarket, yes, they're everywhere, but that's not where I want to see Apple's being displayed. I'm sure it's great and the incentives are nice and the success Apple will share is lovely. Perhaps I'm just too much of a purist. So when does Apple start to have auctions to buy their equipment and sell Starbucks coffee inside the Apple Stores at the Genius bar?

[Savage Henry]

No offense to the ease of purchase and the broad user base which PayPal has. (Truly great for people who don't wish to have their credit cards or don't have credit cards floating about on the internet). But PayPal just sort of cheapens the music store to me. It would be like buying a G5 Tower from the supermarket, yes, they're everywhere, but that's not where I want to see Apple's being displayed. I'm sure it's great and the incentives are nice and the success Apple will share is lovely. Perhaps I'm just too much of a purist. So when does Apple start to have auctions to buy their equipment and sell Starbucks coffee inside the Apple Stores at the Genius bar?

I know what you are talking about, but iTunes isn't designed to be elitest. This is another effort to increase the attactiveness to non-established and misguided users before the Windows version lifts higher in the new year after those cheap nasty MP3 players are unwrapped over Xmas.

[Gimzotoy]

I'm not trying to be a Paypal fanboy. I am trying to clear up a lot of the myths that exist about paypal. There is also a way to safeguard yourself against what happened to you.

You can register without a credit actually:

Just get a temporary $20 credit Mastercard

Link a bank account that is a free account that only holds a $200 balance - when you sell something big, bring that balance down to nothing, and tell the bank why you are doing it so maybe they will not charge you a low balance fee, or just get an account with a no balance requirement.


I'm not sure exactly what you're trying to get at with this. Even if you only have a $20 Mastercard linked to your account, if you get charged back they're going to want their money. I had a Bank Account linked with less than the chargeback amount, so I got a notice saying that I had a negative balance. PayPal is known to involve collection agencies in chargeback cases, so a person shorting their own account will have no positive effects as far as I can tell.

You realize that both the buyer and the seller are protected by an insured package. If you didn't insure the package - that's just silly.

All you had to do was file a claim that the items were lost or stolen in delivery - the burden to prove that they delivered to a valid address and that it was signed for by the actual person to whom it was delivered falls on them. Many people have a false notion that Fedex/UPS/DHL can just say, "Hey, we just delivered the package" and they can get off with that. There have been many court cases that say they have the burden of delivering to the actual person and an actual valid place of delivery.

Point being: many con artists do not get things delivered to the house they've been in for 5 or more years!

So now you're recommending that I lie to the shipping company by falsely filing a claim that they were lost or stolen during delivery in order to get around PayPal's poor protection policies? Nice.

It's pretty common knowledge that Paypal doesn't like chargebacks but that credit card companies MAKE chargebacks with them all the time! If the charge from paypal was unauthorized and you can prove that you did NOT tell them to make the charge and you have no asset of the same value in your possession - then you have a 99% chance of getting your money back.

Yes, you can get your money back. You'll probably have to take them to court, but it'll happen.

I took every precaution when I made my sale. I did most of the things you mentioned (excluding the 1c payment, I'd not heard of that before - interesting tip), and addresses and telephone numbers I found using the buyer's name matched their eBay account. No red flags shot up around their eBay user name, and they had a pretty large amount of positive feedback with no negatives. The buyer was PayPal verified, and their PayPal address matched the one provided by eBay. And even then its still possible to get shafted when you use PayPal.

Anyone who is considering using eBay or PayPal to sell a high-priced item should definately follow your advice, but I know I won't because I simply won't use them again.

[chevyorange]

I've been using PayPal since way before eBay bought it. I have had one problem over that time where I was double charged. I emailed them and within two hours it was fixed.

I have used it to buy a used G4 iMac for my brother (high dollar purchase!).

I would recommend it to anyone without hesitation with some tips for usage.

Just my two cents.

Adam

[makisushi]

Paypal sucks... I've had to take them to the better businee bureau before... enough said.

too bad the BBB is corupt entity...did anything happen after you complained to them?

[kingslod]

This is an interesting rumor...I wonder if it will come true!? :rolleyes:

[Doctor Q]

This is an interesting rumor...I wonder if it will come true!? :rolleyes:Perhaps you didn't notice the heading:

http://www.macrumors.com/cssimages/title_macrumors.gif

[CTerry]

Ugh. Not sure how I feel about this. What is the benefits of using paypal to pay for iTunes? I can now hi-jack someones paypal account and buy itunes with it? Go out looting a bunch of stuff, sell it on ebay, except paypal, Buy iTunes!

I dont know, eBay and paypal have been heading downwards, not sure how this helps Apple.
It benefits Apple because now you dont need a credit/debit card to use iTunes, a great many 16-18 year olds will now be able to use iTunes.

[fixyourthinking]

I'm not sure exactly what you're trying to get at with this. Even if you only have a $20 Mastercard linked to your account, if you get charged back they're going to want their money. I had a Bank Account linked with less than the chargeback amount, so I got a notice saying that I had a negative balance. PayPal is known to involve collection agencies in chargeback cases, so a person shorting their own account will have no positive effects as far as I can tell.

They can't get money out of a turnip. And I don't see how you think they can send a charge to a bank account that doesn't have the funds.


So now you're recommending that I lie to the shipping company by falsely filing a claim that they were lost or stolen during delivery in order to get around PayPal's poor protection policies? Nice.

I suggested nothing of the sort and your statement here is just downright ignoramous and confrontational.



Yes, you can get your money back. You'll probably have to take them to court, but it'll happen.

No one has to go to court. Just follow the steps from my previous post.

Anyone who is considering using eBay or PayPal to sell a high-priced item should definately follow your advice, but I know I won't because I simply won't use them again.

Your attitude might throw up a red flag to me as a seller - saying that you are so suspicious that any small mixup could be blown way out of porportion.

Trust me, I understand that there are circumstances that are out of the scope of any help I or anyone else could provide. I'm sorry you had the loss, but I can assure you - you resolved the hard way. Eventually this will cause you more hassle as Paypal becomes almost ubiquitous.

[FelixDerKater]

I saw the info about Apple accepting PayPal on CNN today.

[Dahl]

Now what I got my 5 free songs, can I delete the account ?

[Gimzotoy]

They can't get money out of a turnip. And I don't see how you think they can send a charge to a bank account that doesn't have the funds.

Perhaps, but if you'd read my reply you'd have seen that they do employ collection agencies. That's a pretty good way to ruin your credit for a long, long time..

I suggested nothing of the sort and your statement here is just downright ignoramous and confrontational.
All you had to do was file a claim that the items were lost or stolen in delivery

I'm not sure how you can completely deny something you said only a few posts before. If the package made it to its destination, it would be pretty hard to convince the police that they were lost or stolen. That seems to be the very definition of filing a false report.

No one has to go to court. Just follow the steps from my previous post. Your attitude might throw up a red flag to me as a seller - saying that you are so suspicious that any small mixup could be blown way out of porportion.

Yes, but I think here again you're not even bothering to read what I have said. I DID follow everything you said to do (minus the 1c payment, but I knew the buyer was verified already, so it didn't matter). Following those steps is no guarentee that you will not have a problem. You may HAVE to go to court, if there is no other course of action. PayPal WILL involve a collection agency if the bank account you shorted does not have enough funds to cover the chargeback and you refuse to pay. Maybe you're way richer than I, but I don't consider $1,400 a small mixup. It's not like this is even rare. Just do a search for PayPal fraud here in the MacRumors forums.

To be honest, you shouldn't have to look farther than the class-action lawsuit filed against them for this very thing, so its not just me, as you would like to imply:
http://www.settlement4onlinepayments.com/index.php3

[fixyourthinking]

Perhaps, but if you'd read my reply you'd have seen that they do employ collection agencies. That's a pretty good way to ruin your credit for a long, long time..




I'm not sure how you can completely deny something you said only a few posts before. If the package made it to its destination, it would be pretty hard to convince the police that they were lost or stolen. That seems to be the very definition of filing a false report.



Yes, but I think here again you're not even bothering to read what I have said. I DID follow everything you said to do (minus the 1c payment, but I knew the buyer was verified already, so it didn't matter). Following those steps is no guarentee that you will not have a problem. You may HAVE to go to court, if there is no other course of action. PayPal WILL involve a collection agency if the bank account you shorted does not have enough funds to cover the chargeback and you refuse to pay. Maybe you're way richer than I, but I don't consider $1,400 a small mixup. It's not like this is even rare. Just do a search for PayPal fraud here in the MacRumors forums.

To be honest, you shouldn't have to look farther than the class-action lawsuit filed against them for this very thing, so its not just me, as you would like to imply:
http://www.settlement4onlinepayments.com/index.php3

Paypal likes to threaten - they cannot collect. They do not have the right. It also says in their terms of agreement that you can not make chargebacks ... I have done it twice.

An item that is involved in fraud IS stolen.

You went about things the hard way becuase of your novice approach that you were the victim and needed to spend money to get your money back. Did paypal pay your attorney fees? Do you live in California? ALL Paypal disputes are governed in California.

It makes me suspicious of your claim of taking them to court because I know someone that HAS - they had to fly to California and go through about 4 meetings with mediators as well.

As I stated in a previous post - paypalsucks.com is a site MADE by the competition and fueled by freaks who would post a gizmotoysucks.com website if you pissed them off. Paypalwarning.com is [I suspect] a plant by someone who worked for Yahoo Paydirect. Both sites have a lot of valid points but neither site is there to help - only to hurt Paypal and SELLERS LIKE ME who depend on Paypal for about 90% of their income receipt.

[Gimzotoy]

Paypal likes to threaten - they cannot collect. They do not have the right. It also says in their terms of agreement that you can not make chargebacks ... I have done it twice.

An item that is involved in fraud IS stolen.

You went about things the hard way becuase of your novice approach that you were the victim and needed to spend money to get your money back. Did paypal pay your attorney fees? Do you live in California? ALL Paypal disputes are governed in California.

It makes me suspicious of your claim of taking them to court because I know someone that HAS - they had to fly to California and go through about 4 meetings with mediators as well.

As I stated in a previous post - paypalsucks.com is a site MADE by the competition and fueled by freaks who would post a gizmotoysucks.com website if you pissed them off. Paypalwarning.com is [I suspect] a plant by someone who worked for Yahoo Paydirect. Both sites have a lot of valid points but neither site is there to help - only to hurt Paypal and SELLERS LIKE ME who depend on Paypal for about 90% of their income receipt.

I don't know where you're getting this from excatly, but any company you owe money may involve a collection agency. In fact, their Privacy Policy even states, "Additionally, if you create a negative balance and owe us money, we may share information with processing companies including collection agencies." As I've said before, after the chargeback I had a negative balance.

Additionally, when someone brings a complaint to Small Claims Court, the claim must be heard initially in your municipality, but it may be moved. In my case, PayPal requested the case be moved to their local court, but it was denied because the claim was brought by an individual (me) who would have incurred a greater loss if I had to travel. This may not be the case for larger claims. The cutoff is $3,000 in Ohio. Also, the laws regarding relocation of a case may differ whereever your friend lived. And no, they didn't pay for the lawyer, although she was a close friend so the fees weren't bad.

I'd still recommend against filing a claim with the shipper. According to your very own words, you have to claim that the package was "Lost or stolen in delivery." The fact is that the package was not stolen in delivery. It was shipped to, and properly arrived at, its destination. I fail to see how you can place the blame on the shipping company, who did its job proplerly, instead of where it belongs: PayPal and the individual who purchased the item.

[kingslod]

Perhaps you didn't notice the heading:


Yes, I realize that this is *news* and rumors, but the ratio of news to rumors on this site seems a bit high lately....