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View Full Version : Dad's Debit Card # Stolen, $400 bought from iTMS




mikemodena
Aug 17, 2005, 11:45 AM
Yesterday afternoon, I get a call from my dad screaming about the $400 charge on his card from the Apple Store. For a second, I actually thought I did it.. but I remembered I canceled my card from his account and got my own account.. so I explained to him that it wasn't me. We called Apple to find that someone with the shipping address in Georgia bought 2 $200 gift certificates from the iTMS. My dad got his money back in about 20 mins of being on the phone, and they indicated that they will be able to trace the IP address and everything. Alright.. so you buy 400 songs.. and you're gonna go to jail for it. I think the person was an idiot, because if you're gonna do that.. why just not download the songs on a free, illegal program.. where atleast you won't get hit with credit card fraud. My guess was that they bought 2 iPod mini's, but then we called Apple.
We also found out that Wachovia's database was hacked and that my dad should call and get a new card.. well the same day he got the letter the same day he found this charge.



CanadaRAM
Aug 17, 2005, 11:55 AM
You're saying your BANK allowed their database of debit cards to be accessed?

$&@(^ that replacement card, dad, time for a new bank.

Heb1228
Aug 17, 2005, 11:59 AM
Yeah all that effort doesn't seem worth it for music he probably could have gotten on p2p anyways. Maybe he was gonna give them as gifts trying to make it look like he spent a lot of money on some people.

Can they really trace an IP address like that? I mean I guess they could if he did it from his house.

mikemodena
Aug 17, 2005, 11:59 AM
Yeah.. problem is I have the same bank... been watching my account like a hawk.. I can't afford to lose any money to fraud.

CanadaRAM
Aug 17, 2005, 12:02 PM
Yeah all that effort doesn't seem worth it for music he probably could have gotten on p2p anyways. Maybe he was gonna give them as gifts trying to make it look like he spent a lot of money on some people.

Can they really trace an IP address like that? I mean I guess they could if he did it from his house.
With the IP address and the exact time, the ISP can pinpoint the location of the modem/DSL/Cable box. 'course if it's a cybercafe or someone who was wardriving unsecure WiFi networks, all bets are off.

How would you like to be JoeHomeowner with a brand new wireless router you plugged in right out of the box, and get hit with a summons for fraud?

yellow
Aug 17, 2005, 12:03 PM
AFAIK, Wachovia's database(s) wasn't hacked, but one of their customer's databases was. This exposed Debit Card info. Your dad, if he was exposed, should have gotten a letter from Wachovia and already receieved a replacement debit card and assurances from Wachovia that the old debit card number would be turned off on 8.31.05.

devilot
Aug 17, 2005, 12:03 PM
I'm pretty sure that Apple online typically requires the billing address of the credit card to purchase... at least that was my experience. So the person in Georgia knew your father's credit card's billing address? :confused: At least he gets his $$$ back.

Heb1228
Aug 17, 2005, 12:04 PM
Yeah the guy would have to have been a complete idiot to have done it from his own connection.

mikemodena
Aug 17, 2005, 12:05 PM
I'm pretty sure that Apple online typically requires the billing address of the credit card to purchase... at least that was my experience. So the person in Georgia knew your father's credit card's billing address? :confused: At least he gets his $$$ back.
Yeah.. that's what Apple said.. they got his billing address too.

devilot
Aug 17, 2005, 12:15 PM
Yeah.. that's what Apple said.. they got his billing address too.Holy guacamole! That seems pretty far to go just to get that music... :eek: But like a previous poster mentioned, you would think that if that person was going to steal for the itunes, you'd think they'd just straight up and steal from the 'net. I bet they were going to try to give those gift cards. Imagine their surprise when Apple cancels from their end, those two cards. *snort* HA!

Mord
Aug 17, 2005, 12:39 PM
what type of retard commits debit card fraud to buy songs online... why not just download them from limewire/bit torrent tracker.....

mkubal
Aug 17, 2005, 01:41 PM
Probably the same jerk who jacks someones ebay account and the sells said iTunes gift cards at a discount.

Edit: I mean clearly he could have spent it on something better, but we are talking about a criminal. Probably not terribly bright to begin with.

devilot
Aug 17, 2005, 01:44 PM
Edit: I mean clearly he could have spent it on something better, but we are talking about a criminal. Probably not terribly bright to begin with.Haha, a valid point. Although a part of me thinks that some criminals are too smart, they get lazy and figure they can outsmart people/authorities and get by the easy way. :o

Mord
Aug 17, 2005, 01:51 PM
yeah, that makes me think, with the current rates of people getting caught for crimes as low as they are if i were to be a criminal i could do pretty much anything and get away with it because i'm far more intelligent than those retards.... then i remember thats never going to happen....

~dreams of being a cat burglar, shakes head~

jimsowden
Aug 17, 2005, 03:15 PM
Was it a mastercard?

OnceUGoMac
Aug 17, 2005, 04:55 PM
If I'm not mistaken, Wachovia's credit card accounts are handled by Bank One (now J.P. Morgan Chase). I used to work in the credit card department for Bank One when they got Wachovia's credit card accounts.

gco212
Aug 17, 2005, 08:45 PM
Don't all major credit cards now have fraud protection?

yellow
Aug 17, 2005, 09:18 PM
Wachovia Debit Cards are Visas

Here's how it broke down for me:

Wachovia informed me that Visa informed THEM that there was an "unauthorized access" into a third party merchant processor's system. Card Systems Solutions, Inc (CSS) is a company that processes check/debit/credit card transactions for over 100,000 retail, mail order, and internet merchants. They were a victim of a computer hack between AUGUST 2004 and MAY 2005 (HOLY CRAP, nice IT security!). My check card number, name as it appears on the card, exp date, and magnetic strip data was "potentially exposed".

Wachovia systems weren't compromised.

watcher2001
Aug 19, 2005, 09:52 AM
what type of retard commits debit card fraud to buy songs online... why not just download them from limewire/bit torrent tracker.....

But if he used a file sharing program the RIAA would be breaking down his door.. And you know those guys are way worse than your local popo or the FBI :)

Mord
Aug 19, 2005, 11:19 AM
But if he used a file sharing program the RIAA would be breaking down his door.. And you know those guys are way worse than your local popo or the FBI :)


ah a victim of their scare tactics, you know the number of people they take to court compared with them number of people that download illegally? your more likely to be struck by lightning.

kalisphoenix
Aug 19, 2005, 11:46 AM
Yeah, how about these idiots... "let's put private financial information, you know, probably the biggest draw to criminals imaginable, on a server that apparently doesn't restrict access to the intranet!"
"I can one-up that! Let's run it on IIS!"

ah a victim of their scare tactics, you know the number of people they take to court compared with them number of people that download illegally? your more likely to be struck by lightning.

You're more likely to win the lottery.

watcher2001
Aug 19, 2005, 12:08 PM
ah a victim of their scare tactics, you know the number of people they take to court compared with them number of people that download illegally? your more likely to be struck by lightning.

That is why I had the smiley face after my post... It was a joke :) :) :) :D :D :D

mikeyfern
Aug 19, 2005, 12:22 PM
Considering you need an account to buy and play iTunes songs, it all seems really traceable. Why not just buy some hard goods (a TV or an iPod) if you're going to use a stolen credit card?

AJ Muni
Aug 19, 2005, 01:43 PM
Yesterday afternoon, I get a call from my dad screaming about the $400 charge on his card from the Apple Store. For a second, I actually thought I did it.. but I remembered I canceled my card from his account and got my own account.. so I explained to him that it wasn't me. We called Apple to find that someone with the shipping address in Georgia bought 2 $200 gift certificates from the iTMS. My dad got his money back in about 20 mins of being on the phone, and they indicated that they will be able to trace the IP address and everything. Alright.. so you buy 400 songs.. and you're gonna go to jail for it. I think the person was an idiot, because if you're gonna do that.. why just not download the songs on a free, illegal program.. where atleast you won't get hit with credit card fraud. My guess was that they bought 2 iPod mini's, but then we called Apple.
We also found out that Wachovia's database was hacked and that my dad should call and get a new card.. well the same day he got the letter the same day he found this charge.

you sure u werent drunk and went on a shopping spree???

PaRaGoNViCtiM
Aug 19, 2005, 08:17 PM
Edit: I mean clearly he could have spent it on something better, but we are talking about a criminal. Probably not terribly bright to begin with.
Good criminals are usually much smarter than us normal folk, but like I said "good criminals"! This guy is obvisiouly a real nitwit! :p