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MacRumors
Sep 5, 2013, 11:31 AM
http://images.macrumors.com/im/macrumorsthreadlogo.gif (http://www.macrumors.com/2013/09/05/paypal-for-ios-updated-with-new-mobile-wallet-features/)


PayPal (https://www.paypal.com) today announced a major update to its iOS app, introducing a complete iOS 7-style redesign that focuses on mobile payments in physical locations.

A new "Shop" tab has been added to allow users to discover nearby restaurants and shops that support payments via PayPal. In a location that offers payments through PayPal, users can check in to pay for merchandise, pay directly at restaurant tables, and place and pay for orders ahead of time to skip lines.

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Different payment methods, such as separate debit cards and credit cards, can be stored within the app and accessed at any time. The app also supports PayPal's Bill Me Later function, letting users apply for a line of credit within the app. PayPal partners are able to offer coupons and discounts, which are also viewable within the app, and a transfer function supports quick and easy payments between friends and family.

According to PayPal's Vice President of Global Product, Hill Ferguson, the redesign is part of a push (http://techcrunch.com/2013/09/05/paypal-updates-ios-and-android-apps-with-the-ability-to-order-ahead-pay-restaurant-bills-access-to-bill-me-later-and-more) to increase consumer awareness about PayPal's availability in retail locations as well as online.

The new PayPal (http://appshopper.com/finance/paypal) app update will be available for download later today. [Direct Link (https://itunes.apple.com/us/app/paypal/id283646709?mt=8)]

Article Link: PayPal for iOS Updated With New Mobile Wallet Features (http://www.macrumors.com/2013/09/05/paypal-for-ios-updated-with-new-mobile-wallet-features/)



AppleSJ511606
Sep 5, 2013, 11:40 AM
Gee, what perfect timing...

http://www.mailpile.is/blog/2013-09-05_PayPal_Freezes_Campaign_Funds.html

VanillaCracker
Sep 5, 2013, 11:45 AM
Sooo, NFC in the new 5S?

wolfshades
Sep 5, 2013, 11:45 AM
The functionality is familiar. (Hailo for cabs, for example). The real and obvious test will be the uptake on the part of vendors. As far as I'm concerned, the further we can get away with needing to carry cash or credit cards around, the better.

i5pro
Sep 5, 2013, 11:51 AM
The functionality is familiar. (Hailo for cabs, for example). The real and obvious test will be the uptake on the part of vendors. As far as I'm concerned, the further we can get away with needing to carry cash or credit cards around, the better.

Until your phone gets stolen, and your fingers get cut off for the embedded sensor recognition.:eek:

Small White Car
Sep 5, 2013, 12:08 PM
Ugh. I wish Apple would hurry up and turn our iTunes accounts into a Paypal competitor. Vendors would rush to support it.

PayPal is turning into a monopoly for this function and since they're the worst company in the world who I won't use, that's kind of a problem for me.

BigHonkingDeal
Sep 5, 2013, 12:24 PM
PayPal is turning into a monopoly for this function and since they're the worst company in the world who I won't use, that's kind of a problem for me.

So true! Every time I sell an iPhone or other device I renew my hate for them :-)

What other company do you know that tells an 10 year account holder that they will keep your funds for up to a month until you establish a relationship....

Somebody needs to replace them AND Ebay in a hurry.

Nevaborn
Sep 5, 2013, 12:32 PM
If Apple set up a competitor service that was easier to use and better to users then id be all for it

everything-i
Sep 5, 2013, 12:36 PM
Until your phone gets stolen, and your fingers get cut off for the embedded sensor recognition.:eek:

These types of sensors only work with living fingers, the sensor does not visually scan the print it uses a signature generated by the fingers living tissue. Good job too because I can imagine there are people about that wouldn't think twice about hacking off someone's finger to get at their cash.

lars666
Sep 5, 2013, 12:45 PM
These types of sensors only work with living fingers, the sensor does not visually scan the print it uses a signature generated by the fingers living tissue. Good job too because I can imagine there are people about that wouldn't think twice about hacking off someone's finger to get at their cash.

True, I'm only afraid we will someday soon hear from the first robber who was dumb enough to THINK that this works... With same result concerning the finger.

cclloyd
Sep 5, 2013, 12:46 PM
Ugh. I wish Apple would hurry up and turn our iTunes accounts into a Paypal competitor. Vendors would rush to support it.

PayPal is turning into a monopoly for this function and since they're the worst company in the world who I won't use, that's kind of a problem for me.

Just use bitcoins.

decimortis
Sep 5, 2013, 12:54 PM
These types of sensors only work with living fingers, the sensor does not visually scan the print it uses a signature generated by the fingers living tissue. Good job too because I can imagine there are people about that wouldn't think twice about hacking off someone's finger to get at their cash.

Problem is, anyone that doesn't know this will still think a little hackey-hackey will work. ;)

D.

ThunderSkunk
Sep 5, 2013, 12:58 PM
As great as Paypal was 10 years ago, is as bad as it is now.

Their "freezing" (taking) of large sums of peoples money once they have it in their possession because of a hundred different excuses from "Patriot act!" to "Suspicious behavior, send us every little personal detail about your life first and we'll review and evaluate whether we approve" that aren't their concern, are the last straw.

It's back to the old way for our company. Credit Cards, Cashiers checks & Postal Money Orders, held until funds clear, from here on out.

We'll gladly forfeit convenient impulse purchases to save a ton on fees and time lost to their BS.

For receiving money, Paypal has sunk to a mere half-step above a scam. I hope they burn.

gatearray
Sep 5, 2013, 01:03 PM
So true! Every time I sell an iPhone or other device I renew my hate for them :-)

What other company do you know that tells an 10 year account holder that they will keep your funds for up to a month until you establish a relationship....

Somebody needs to replace them AND Ebay in a hurry.

Exactly!

Why the government doesn't investigate both of these shysters is beyond me, they must be providing some valuable NSA type info like AT&T and the rest of them do, which in turn earns these companies freedom from a congressional hearing.

So, eBay owns PayPal, and eBay forces its users to use PayPal, and no third-party e-payment services are allowed to participate. In fact, you can't even accept check or money order for items you sell anymore. So eBay charges their fees, then their own company PayPal takes an additional cut after that and there's no way around it. Every day they're just printing money over there, what a racket.

Doesn't this sound like a no brainer for an anti-trust lawsuit, and why the **** hasn't it happened yet?

ThunderSkunk
Sep 5, 2013, 01:18 PM
http://online-auction-sites.toptenreviews.com

Aside from their name and logo, Webstore, Onlineauction, and Webidz actually look great. They're just going to need to sex it up a little if they're going to take users from eBay.

Payment thru bitcoin might be something. ...but then there's the crazy bitcoin world to deal with...

disinfectant
Sep 5, 2013, 01:21 PM
Ugh. I wish Apple would hurry up and turn our iTunes accounts into a Paypal competitor. Vendors would rush to support it.

PayPal is turning into a monopoly for this function and since they're the worst company in the world who I won't use, that's kind of a problem for me.

Venmo?

Zerilos
Sep 5, 2013, 01:34 PM
Problem is, anyone that doesn't know this will still think a little hackey-hackey will work. ;)

D.

Most smartphone thefts are of the grab and dash variety, because most thieves know that most police departments will put in almost zero effort to investigate a single phone theft. Once you start holding people at gun point and hacking off body parts, the police suddenly get very interested. Most thieves don't want this kind of trouble.

DougFNJ
Sep 5, 2013, 01:36 PM
All I'll say is www.paypalsucks.com when they limit your account 2 times in a year because you sold an iPhone and an iPad just because the items sold incur fraudulent activity, and they just want to make sure your not conducting such activity, so they hold your funds for 90 days and do this 3 years in a row...not because YOU did something wrong, but because others did....seek alternatives. Amazon Payments, Chase Quickpay, anything but Paypal. Customer= Victim

iChrist
Sep 5, 2013, 01:48 PM
Gee, what perfect timing...

http://www.mailpile.is/blog/2013-09-05_PayPal_Freezes_Campaign_Funds.html


Timely example (of many) showing that Paypal is perhaps the worst company to trust with your bank account info and your money.

As someone else stated, it's strange Apple has no interest in the mobile payment arena given iTunes prevalence.

.

Small White Car
Sep 5, 2013, 02:02 PM
Venmo?

Just use bitcoins.

What I'm specifically talking about is all the small websites selling stuff where you get 2 choices when checking out: Paypal or Credit Card

I see that a lot and that's what I meant by a 'monopoly.' No matter how cool any of these other services are, they don't help me in those situations.

(So I'm not talking about an ACTUAL monopoly and me not being able to buy things...I just use a credit card when I have to. I'm talking about not being able to use a convenient and easy check-out which is why I tend to buy everything on iTunes or Amazon these days.)


For an example of what I mean, click the button that says "Purchase $4.99" on this app's website:

http://fluidapp.com

mdelvecchio
Sep 5, 2013, 02:19 PM
Problem is, anyone that doesn't know this will still think a little hackey-hackey will work. ;)


are people threatening iphone carryers with dismemberment or death to get their phones now? how would it be any different? today if someone said theyre going to cut off your finger (or shoot you), you immediately hand over your phone, averting trauma. every time. unlocking it for them with a finger is no different than unlocking it for them w/ a PIN.

total non-issue in real life.

wongulous
Sep 5, 2013, 11:01 PM
As great as Paypal was 10 years ago, is as bad as it is now.

Their "freezing" (taking) of large sums of peoples money once they have it in their possession because of a hundred different excuses from "Patriot act!" to "Suspicious behavior, send us every little personal detail about your life first and we'll review and evaluate whether we approve" that aren't their concern, are the last straw.

It's back to the old way for our company. Credit Cards, Cashiers checks & Postal Money Orders, held until funds clear, from here on out.

We'll gladly forfeit convenient impulse purchases to save a ton on fees and time lost to their BS.

For receiving money, Paypal has sunk to a mere half-step above a scam. I hope they burn.

And how are you going to take credit card payments? How do funds "clear" with CC payments? I'd love to hear your take on this--because they DON'T. There is always a risk of someone doing a chargeback, or unauthorized funds claim.

Which brings us to exactly why being a payment processor is tricky... gotta be fair to both the payer and the merchant, but have to follow laws, and assume the risk on the payment (but also make sure the merchant understands the risk of doing business)... btw, that is what PayPal is, a payment processor.

Silly.

jonnysods
Sep 6, 2013, 06:29 AM
I hate PayPal. But I use them all the time! Hypocrite aren't I?

ZipZap
Sep 6, 2013, 11:49 AM
So true! Every time I sell an iPhone or other device I renew my hate for them :-)

What other company do you know that tells an 10 year account holder that they will keep your funds for up to a month until you establish a relationship....

Somebody needs to replace them AND Ebay in a hurry.

You not telling us the whole story. At 10 years you do have a relationship with them.

I have nothing but praise for them. They have taken care of me quite well including issuing me refunds outside of normal practice.

----------

As great as Paypal was 10 years ago, is as bad as it is now.

Their "freezing" (taking) of large sums of peoples money once they have it in their possession because of a hundred different excuses from "Patriot act!" to "Suspicious behavior, send us every little personal detail about your life first and we'll review and evaluate whether we approve" that aren't their concern, are the last straw.

It's back to the old way for our company. Credit Cards, Cashiers checks & Postal Money Orders, held until funds clear, from here on out.

We'll gladly forfeit convenient impulse purchases to save a ton on fees and time lost to their BS.

For receiving money, Paypal has sunk to a mere half-step above a scam. I hope they burn.

I think the freezing quidelines for paypal mirror your bank. The only time I have had funds frozen is on refunds, or when i was brand new.

I suspect huge payments might also get flagged as your bank would likely also do.

Perhaps someone can be more detailed about the circumstances of their freeze.

----------

All I'll say is www.paypalsucks.com when they limit your account 2 times in a year because you sold an iPhone and an iPad just because the items sold incur fraudulent activity, and they just want to make sure your not conducting such activity, so they hold your funds for 90 days and do this 3 years in a row...not because YOU did something wrong, but because others did....seek alternatives. Amazon Payments, Chase Quickpay, anything but Paypal. Customer= Victim

I would say....BS.

I have sold these items and no freeze. I have sold way more expensive items and no freeze.

There is a reason you were flagged. They may not tell you but I suspect there is something there.

BigHonkingDeal
Sep 6, 2013, 11:50 AM
You not telling us the whole story. At 10 years you do have a relationship with them.

I have nothing but praise for them. They have taken care of me quite well including issuing me refunds outside of normal practice.

Good for You!
Well, I sell maybe 2 items a year and that is apparently not enough to be trusted.....

100% good reviews and member since 2000 counts for nothing even though they have direct access to my bank account for purchases I make on Ebay.

ZipZap
Sep 6, 2013, 11:58 AM
Gee, what perfect timing...

http://www.mailpile.is/blog/2013-09-05_PayPal_Freezes_Campaign_Funds.html

The story on that link is an unusal circumstance and I can see paypal's position though their customer service did a bad job of explaining it.

Accepting money for vaporware/product is precarious for them and refunding a year later could also be an issue.

Did that guy check with Paypal ahead of assuming it would be ok to collect funds for that type of activitiy...doubtful.

Matter of fact, this is not new for paypal...they have taken the same action before.

So I have no sympathy for that guy and recommend he provide the documents to paypal or refund the money to all.

EGamComp
Sep 7, 2013, 03:59 PM
I can't wait to see some type of mobile wallet be used in our every day lifestyle. We have mobile plane tickets, QR scanners, etc. and there's nothing to hold us back. Lets just hope that stores actually implement it.

It's the revolution :)

oldhifi
Sep 7, 2013, 04:11 PM
don't get suckered in, don't use paypal for anything..

ThunderSkunk
Sep 8, 2013, 01:29 PM
I think the freezing quidelines for paypal mirror your bank. The only time I have had funds frozen is on refunds, or when i was brand new.

Well consider yourself lucky. As a seller I've been using them since they started, and have done hundreds of thousands of dollars of business through them over the years.

Over the last couple years, they have entered a cycle where they say the account is clear, I sell a load, get paid, then they put month-long holds on the funds, shut me out of the account, until after a week of playing phone tag, I reach their psychotic ex-NYPD d$%^head of a "Fraud Investigator", then send them email copies of everything from my birth certificate, social security papers, previous years taxes, and credit report, before I can even have access to my account again, at which time they hold the funds for another two months before I lose my $%^ and have the attorney draft them another letter, after which I get my money and my acct is in the clear again, until I sell the next batch, which results in exactly the same routine again.

I can't even tell you how much it's cost me to fool around with these idiots over the years. There are very few things in this world I would love to see the complete and utter destruction of. Ebay and paypal are two of them.