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MacBytes
Dec 21, 2005, 05:55 PM
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Link: Are iPods too risky to insure? (http://www.macbytes.com/link.php?sid=20051221185523)

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mkrishnan
Dec 21, 2005, 06:06 PM
I had this discussion with my insurance agent when I came to Florida, although more in the context of my iBook... I don't have any special insurance for it or my iPod, though.

The "business case" about the cost of lost music is ridiculous though... I don't see people having music to which they have legal access and which they keep only on their iPod.

maya
Dec 21, 2005, 07:40 PM
What has this work come to, where one requires insurance on a consumer electronic music player?

And here I was thinking that insurance on celebs body parts was crazy. :eek:

Some people really. :rolleyes:

BOOMBA
Dec 22, 2005, 07:51 AM
What has this work come to, where one requires insurance on a consumer electronic music player?

And here I was thinking that insurance on celebs body parts was crazy. :eek:

Some people really. :rolleyes:

I think it all depends on which celeb and which body parts.

:)

mkrishnan
Dec 22, 2005, 10:04 AM
What has this work come to, where one requires insurance on a consumer electronic music player?

AppleCare is also a form of insurance available for a consumer electronic music player... I guess it's always a cost-benefits analysis. If you feel the risk of theft or damage is high enough, in comparison to the premium, it might be worth it, just as if you feel the risk of a late-showing defect is high enough, you buy AppleCare (which I also did not buy).

I personally think that anyone likely enough to have theirs stolen / broken whatever enough to justify the insurance cost is also going to get slapped with increased premiums, though, making it not worthwhile. :o

Applespider
Dec 22, 2005, 06:51 PM
I personally think that anyone likely enough to have theirs stolen / broken whatever enough to justify the insurance cost is also going to get slapped with increased premiums, though, making it not worthwhile. :o

Mine's on my standard household insurance; not named; as a personal item up to 250 which is covered in and out of the house. When I had my handbag snatched last year, they replaced my iPod without a problem and my premiums went down this year (then again, it was my first claim in 8 years)