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FireArse
Jan 8, 2006, 11:05 AM
Some **** on an underground train took my 40GB iPod Photo. Not impressed at all. Was with the girlfriend at the time so i must have been caught off-guard. ****.

Need to call the insurance company (who'll probably try get off covering me when i know Im covered) and tell me they'll give me a 5G 30GB iPod. Problem is, I need more than 30GB and, the 5G iPod's don't do FireWire.

Boy am I ****ed off.

Furthermore, my Grandfather passed away from a Stroke in Iraq. Not having a good weekend.

On top of that, the repair job on my car (when a truck went into the back of me) is a pile of *****. Need to call the same insurance company and have a rant.

This during my final year of University with Job applications, assignments and my final year project. Not having a good year. No wonder my hair's falling out!

:mad:



adk
Jan 8, 2006, 11:14 AM
[/rant]



Sorry to hear that, I wonder if the thief saw your white earbuds and said bullseye?

iGary
Jan 8, 2006, 11:18 AM
I was so paranoid when I was on the tube in London and some of the regional trains.

You need to get drunk.

maestro55
Jan 8, 2006, 11:29 AM
Sounds like a really rough time, but you know with all the bad something good is bound to happen. It is a shame that you can't carry what you want with you, in fear that someone will take it from you.

mac-er
Jan 8, 2006, 11:41 AM
You are calling the insurance company for an iPod?
Sheesh...how much is your deductible?

No wonder the rest of us pay such high premiums with people making insurance claims like that. :rolleyes:

You make a claim like that in the US, and they would say, "Sir, thank you for your claim. We have now cancelled your insurance policy."

Jay42
Jan 8, 2006, 12:01 PM
Sorry to hear that.

Out of curiousity, what pocket was the iPod in? When I'm on the subway, I always leave mine in a front jeans pocket (the pockets you put your hand in) because I believe it is harder to take. Also a few rubber bands around whatever's in your pocket (ipod, wallet, etc) will add some friction if someone tries to pull it out. Well I guess there is *some* sort of advantage to my nice chunky 3g 30gig.

haiggy
Jan 8, 2006, 01:04 PM
Sorry to hear that.

Out of curiousity, what pocket was the iPod in? When I'm on the subway, I always leave mine in a front jeans pocket (the pockets you put your hand in) because I believe it is harder to take. Also a few rubber bands around whatever's in your pocket (ipod, wallet, etc) will add some friction if someone tries to pull it out. Well I guess there is *some* sort of advantage to my nice chunky 3g 30gig.

That's a good idea. My wallet has rough sides on it so it catches my jeans and is hard to just slip out like say, a leather wallet. I also keep my iPod in my front pocket and keep my hands in them most of the time. My dad mentioned an issue like this to me the other day saying that iPods and such are being stolen from people on buses while they are busy talking... or if they are busy listening to music on their iPods people are going into their backpacks and stealing other things. :(

yoak
Jan 8, 2006, 01:59 PM
You are calling the insurance company for an iPod?
Sheesh...how much is your deductible?

No wonder the rest of us pay such high premiums with people making insurance claims like that. :rolleyes:

You make a claim like that in the US, and they would say, "Sir, thank you for your claim. We have now cancelled your insurance policy."

That´s the US for you. I would have claimed it for sure (and got the money back)
What do you have insurance for?
Fun?
Disasters?:confused:

CanadaRAM
Jan 8, 2006, 02:23 PM
That´s the US for you. I would have claimed it for sure (and got the money back)
What do you have insurance for?
Disasters?:confused:
Yeah, basically.

The thing they do is to make the low-deductible policies so freaking expensive that you can't afford them -- so you end up with a $500 deductible. You pay the first $500 of any loss... which means that the insurance is basically there only for major disasters.losses.

My pet peeve is a $300 deductible on auto glass for vandalism. A replacement window is $290. So the insurance co. pays nothing whenever someone does a smashandgrab on my car (3 x so far)

AppleMatt
Jan 8, 2006, 02:44 PM
There are companies in the UK that also specialise in student insurance, such as Endsleigh, and you can actually insure not only your belongings (such as laptop, £1500 clothes etc) but individual items (ipods!) for next-to-nothing. The 'deductible' is £25, on any claim and as-long as you provide a crime number, they'll replace it.

AppleMatt

Counterfit
Jan 8, 2006, 03:00 PM
The best place for anything is an inside pocket on a jacket. But that does absolutely no good if you aren't wearing a jacket.

FireArse
Jan 8, 2006, 04:51 PM
There are companies in the UK that also specialise in student insurance, such as Endsleigh, and you can actually insure not only your belongings (such as laptop, £1500 clothes etc) but individual items (ipods!) for next-to-nothing. The 'deductible' is £25, on any claim and as-long as you provide a crime number, they'll replace it.

AppleMatt

Well the iPod is covered twice on our Home & contents insurance. Good thing too. The excess (which is what I think you USA guys are referring to as a deductible) is £50. Still, on a 60GB iPod thats a fair comprimise i think.

But ya - thats whats insurance is for. otherwise - whats the point?

ignus graius
Jan 9, 2006, 08:48 PM
Well the iPod is covered twice on our Home & contents insurance. Good thing too. The excess (which is what I think you USA guys are referring to as a deductible) is £50. Still, on a 60GB iPod thats a fair comprimise i think.

But ya - thats whats insurance is for. otherwise - whats the point?
So what stops people from making a bunch of bogus claims and getting a lot of free money? That's what makes the insurance over here in the states such a freaking rip-off.

You UK blokes are lucky!

puckhead193
Jan 9, 2006, 08:51 PM
You need to get drunk.

hell yea! :D

EGT
Jan 9, 2006, 09:17 PM
You need to get drunk.

Nooo! Then if you get attacked, you won't be able to defend yourself!

Xanax or valium would be better. Well, actually some Stella Artois could be effective. :rolleyes:

CanadaRAM
Jan 9, 2006, 09:19 PM
The best place for anything is an inside pocket on a jacket. But that does absolutely no good if you aren't wearing a jacket.
Or if they done stole your jacket...

2nyRiggz
Jan 10, 2006, 12:42 AM
im parry everynight im on that train. thats why i changed my earbuds and never take the ipod out of my pocket...i see alot of people changing tracks n stuff...hell no not me


Bless

maxterpiece
Jan 10, 2006, 02:21 AM
sucks. The way i understand it though, you get cash right? Well if you need firewire on your ipod then I'd suggest using the cash to purchase an older, firewire compatible ipod off ebay or something. You will probably come out ahead in terms of cash. Or worse comes ot worse, ebay the new 30gb 5g ipod. you'll get more than enough for a used or maybe refurbed 40gb ipod.

I'm sorry about your car and your school and your hair. All i can say is that it'll calm down eventually.

edit: but at least you still have the girlfriend!

Bern
Jan 10, 2006, 02:44 AM
Gosh I'm so sorry to read about this. I believe strongly in karma and have no doubt it will come back to bite the thief on the backside three fold.

My iPod never leaves it's Crumpler John Thursday which in turn is always in my Wack-O-Phone or The Skivvy.

All the best with your insurance company.

FireArse
Jan 10, 2006, 02:53 AM
I'm sorry about your car and your school and your hair. All i can say is that it'll calm down eventually.

Thanks for the support dude. I now have earphones, my black sony earphones (i used for protection against the thing that actually happened) my dock, the AV cable without an iPod to use. What a bummer.

Hey - whats with the 5G iPod not having a remote port?! Thats the one thing I liked about my old Sony MiniDisc - the inline LCD remote. They were Nice. Bring it on the iPod Apple!

Ashapalan
Jan 10, 2006, 04:47 AM
So what stops people from making a bunch of bogus claims and getting a lot of free money? That's what makes the insurance over here in the states such a freaking rip-off.

You UK blokes are lucky!

police

Applespider
Jan 10, 2006, 04:58 AM
So what stops people from making a bunch of bogus claims and getting a lot of free money? That's what makes the insurance over here in the states such a freaking rip-off.


Police is one since insurance companies take fraud seriously and if you're claiming it's been stolen, they tend to require a police report.. They also share your information between themselves and you're required to declare past claims (within a time period) when you take out any new insurance. If you don't, and you need to claim, they'll refuse your claim even if it had no relevance.

The other option open to them, of course, is to up your premiums if you claim a lot. I pay around £200 a year for my contents insurance on the flat which includes a premium for my laptop in/out of the house (including abroad) and other personal items which are likely to be used in/out of house (iPod, mobile phone, jewellery).

I've claimed once on it when my handbag got snatched from me. I paid a £50 excess but they sent me a new phone, new iPod and around £300 in cash for the cost of the bag and other contents. The women in the call centre even reminded me to claim for things like lipstick and mascara which I wouldn't have bothered about. Within a week, everything was replaced and there. And my premium went down this year... :rolleyes:

gnasher729
Jan 10, 2006, 08:42 AM
My pet peeve is a $300 deductible on auto glass for vandalism. A replacement window is $290. So the insurance co. pays nothing whenever someone does a smashandgrab on my car (3 x so far)

My car insurance is quite good with that. It seems they have their own company for replacing windscreens, and contracts with the manufacturers, so they minimise their costs. Any windscreen replaced = 50 pound, and it doesn't affect your insurance. They did the work on the car park of the company where I work, so no inconvenience at all.

BlizzardBomb
Jan 10, 2006, 10:08 AM
The best place for anything is an inside pocket on a jacket. But that does absolutely no good if you aren't wearing a jacket.

A zipped pocket... ;)

Or if they done stole your jacket...

And wear your jacket at all times :)

mikebatho
Jan 10, 2006, 12:23 PM
So what stops people from making a bunch of bogus claims and getting a lot of free money? That's what makes the insurance over here in the states such a freaking rip-off.

You UK blokes are lucky!


Yeah, in so many ways!!!

FireArse
Jan 19, 2006, 02:59 PM
...as a replacement, and it's in its seal. Got it this morning (after placing the order at 15:04 yesterday...WELL DONE APPLE UK!!!)

It's in its seal, and im thinking about selling it on eBay and trying to hunt down maybe a reconditioned 4G iPod photo of at least 40GB.

I really think the presentation (packaging and so on) of the Photo was soo much better than the iPod I have in front of me. A part of me wishes I was opening the 40GB iPod Photo again. Does the old dock work with the new 5G versions? Can you get a black 5G dock?

I just wish nobody had stolen my 40GB :(

iJUNKY
Jan 19, 2006, 03:08 PM
break the 60 gb in gently, and i'm sure that, given time, you'll feel about it how you felt about your stolen pod.

that really sucks though.

i don't thnk theres a black dock

cbmeeks
Jan 19, 2006, 03:18 PM
Man I hate a thief.

What I usually do is carry my wallet (or other valuables) in my front pocket and I actually keep my hand in my pocket holding my wallet/whatever.

Especially if I am in a crowded area.

On my trips to Europe, I would also carry a secret money belt tied to my belt loop and hidden inside my pants next to my leg so I could always feel it.

cbmeeks

Counterfit
Jan 19, 2006, 08:22 PM
Does the old dock work with the new 5G versions? Can you get a black 5G dock?
You can use the new iPods in any of the older non-shuffle docks. It will just be supported by the dock connector, rather than the shell of the dock, which probably isn't a good thing. As for the color, you could probably just mask the connector and bottom and spray it glossy black, then probably a layer of clear coat, to mimic the acrylic of the iPod.

Chip NoVaMac
Jan 19, 2006, 10:01 PM
That´s the US for you. I would have claimed it for sure (and got the money back)
What do you have insurance for?
Fun?
Disasters?:confused:

Actually it is not that bad, though not that good at least here in the US. The truth is that for most policies here in the US, there needs to be two claims against the home owners policy before a cancelation is generally issued.

The idea behind this is that insurance is there for the major stuff. Like when I had $8KUS worth of stuff stolen from a car. Or the $25KUS damage after a minor fire. Not for a $300 to $500US music product.

Yeah, basically.

The thing they do is to make the low-deductible policies so freaking expensive that you can't afford them -- so you end up with a $500 deductible. You pay the first $500 of any loss... which means that the insurance is basically there only for major disasters.losses.

My pet peeve is a $300 deductible on auto glass for vandalism. A replacement window is $290. So the insurance co. pays nothing whenever someone does a smashandgrab on my car (3 x so far)

At least with Nationwide here in the US, some insurance policies are not that much more for lower deductibles. For instance on my car insurance having a $0US deductible for comprehensive (your auto glass for example) the difference between $0US and $500US was just $15US every six months!

My homeowners policy had similar differences. Though IIRC the lowest was $250US deductible. I had ACV insurance. The word of caution here is that if you don't keep up the schedule of goods covered, I was hit with a 25% devaluation of the goods lost.

mannix87
Jan 21, 2006, 12:18 AM
I wonder if the thief saw your white earbuds and said bullseye?


that's why i'm pretty leery of using the iPod in public, in case I have to, it's wise to use buds that are of a different color. the white earbuds really give you away to unscrupulous parties.