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View Full Version : Report Urges U.S. to Work On Better Health Coverage




IJ Reilly
Jan 15, 2004, 10:25 AM
Too many Americans are uninsured, weakening the economy, an advisory group says. It calls for wholesale action by 2010.

By Vicki Kemper, Times Staff Writer

WASHINGTON — Because the growing number of Americans without health insurance results in unnecessary sickness and death, weakens the nation's economy and undermines the entire health care system, the federal government must begin working now to expand coverage to all Americans by 2010, the Institute of Medicine said Wednesday.

The nonpartisan organization, which advises the government on health issues, declined to endorse a specific strategy for health care reform. But its new report, "Insuring America's Health: Principles and Recommendations," called on President Bush, Congress and the Democratic presidential contenders to reject piecemeal proposals.

After three years of intensive research and five previous reports on the costs of insurance, the institute concluded that "small steps are inadequate," said Mary Sue Coleman, president of the University of Michigan and co-chair of the committee that wrote the report. "It is time to insure America's health."

The Democratic candidates have released proposals that range from incremental expansions of Medicaid, the government's health care program for the poor, to national health insurance. And Bush is expected next week to renew his call for tax credits to help those without health insurance purchase it.

Earlier this week, the administration dismissed calls for universal coverage.

"It's not realistic," Health and Human Services Secretary Tommy G. Thompson told reporters. "I don't think, administratively or legislatively, it's feasible."

More than 43 million Americans had no health insurance at any time in 2002, according to the Census Bureau. That year's increase in the share of uninsured Americans, from 14.6% in 2001 to 15.2%, was the largest in a decade.

Calling 43 million "a big, big number," former Sen. Bob Dole, the Republican presidential candidate in 1996, strongly endorsed the institute's report.

Dole called on lawmakers from both parties to cooperate on the issue and encouraged voters to demand specific coverage plans from both Bush and the Democratic presidential nominee.

In spite of "the scope of the problem and the [limited resources] of our federal government," Dole said, "I think we have what it takes to get it done. All we lack is the will to get it done."

"There are two major obstacles," said Dr. Arthur L. Kellermann, co-chair of the institute's committee and head of emergency medicine at Emory University. "First is the knee-jerk response that we can't afford" universal health coverage.

The second, he said, is the "it's my plan or the status quo" approach of many politicians.

Presidents and lawmakers have debated the costs and benefits of universal health coverage since 1939, and health insurance plans have been proposed and killed in virtually every Congress since President Clinton's health reform plan went down in flames 10 years ago.

Since establishing Medicare and Medicaid in 1965, Congress has significantly expanded health coverage only once, with the 1997 creation of the state-federal Children's Health Insurance Program.

The institute's latest report, like the previous five, tried to sidestep the politics of how to expand health-care coverage. Instead, it offered five principles it said should be used to evaluate health reform proposals.

Acceptable strategies would provide health care that is available to all, continuous, and affordable for individuals, families and society. In addition, the report said, a good health-care program would include measures to control costs and improve quality.

Using those guidelines, the committee graded four generic health insurance strategies. It compared a single-payer plan, which would provide coverage through one standard benefit plan financed by the government, with a program that would expand Medicare and Medicaid and offer tax credits, a proposal that would require employers to offer coverage or pay into a government program, and a plan that would offer tax credits but require individuals and families to buy coverage.

The committee concluded that the single-payer plan was likely to achieve universal and continuous coverage. But the costs of such a plan would be high, it noted.

Each of the other plans would cost less but would only reduce, not eliminate, the number of Americans without insurance.

While each reform plan had its strengths and weaknesses, the committee concluded that the current health-care system met none of its guidelines.

The Centers for Medicare and Medicaid Services reported last week that the nation's health-care spending increased 9.3% in 2002, to a total of $1.55 billion. That works out to an average of $5,440 per person, roughly twice the level of per capita health spending in other industrialized countries. Yet in most of those countries, 100% of the population has health coverage, according to the report.

The institute's previous reports quantified some of the costs of an uninsured America. They included 18,000 premature deaths each year, developmental and learning delays in children, family bankruptcies, reduced access to medical specialists and hospital care and $65 billion to $130 billion a year in lost economic productivity.

"This isn't just a matter of taking care of the uninsured, this is a matter of enlightened self-interest for everyone in this country," Kellermann said. "We can't afford not to cover the uninsured."

http://www.latimes.com/news/nationworld/nation/la-na-insure15jan15,1,3769198.story

The print edition of this story includes a couple of sidebars not available online. One shows that all of our western competitors spend a much smaller percentage of their GDPs and significantly less per capita then we in the US, and get much better results. Japan for example spends less then half of what we do, per capita, on health care, but their infant mortality rate is less then half of the US and their life expectancy is nearly five years longer.



mactastic
Jan 15, 2004, 10:32 AM
Interesting that most industrialized countries spend half the per-capita amount we do, and yet they manage to get everyone covered. And here we are, the self-proclaimed 'greatest nation on the face of the earth' and we can't match those numbers.

IJ Reilly
Jan 15, 2004, 10:43 AM
I suppose some people will tell us that's precisely what makes America "great."

A companion story, also from today's LA Times:

More Workers Are Likely to Retire Without Company Health Benefits

By Debora Vrana and Vicki Kemper, Times Staff Writers

Increasing numbers of Americans are likely to learn in the next three years that they will retire without any health-care benefits, according to a survey of some of the largest U.S. companies that was released Wednesday.

Citing the rising costs of health care, 71% of 408 companies surveyed by the Kaiser Family Foundation and Hewitt Associates said they had made retired workers shoulder a bigger share of insurance premiums in the last year.

About 10% said they had eliminated subsidized health benefits for future retirees, and 20% said they probably would eliminate the benefits by 2007.

http://www.latimes.com/business/la-fi-retire15jan15,1,1434862.story

mactastic
Jan 15, 2004, 10:59 AM
Which will add to the rising costs of Medicare...

Funny thing is, with all the bitching about national health care, to me it looks like we already have it. We don't let people die in the streets despite what some would like. We care for them in the Emergency rooms, we care for them with Medicare, Medicaid. It seems to me the issue is getting it under control and working for the people rather than the corporations.

IJ Reilly
Jan 15, 2004, 11:11 AM
Hmm, well I've almost given up on Congress making helping people a priority over feathering the beds of the corporations, which is why I stand by my prediction that we'll see moves towards universal health care only after the corporations get weary of dealing with it themselves. Industry already supports the national health care system in Canada because it lowers their cost of doing business, and removes this disruptive issue from labor negotiations.

Neserk
Jan 18, 2004, 11:20 AM
Originally posted by mactastic
Which will add to the rising costs of Medicare...

Funny thing is, with all the bitching about national health care, to me it looks like we already have it. We don't let people die in the streets despite what some would like. We care for them in the Emergency rooms, we care for them with Medicare, Medicaid. It seems to me the issue is getting it under control and working for the people rather than the corporations.


Speaking as someone w/o healthcare:

I have endometriosis which was discovered in the ER with a $26,000 emergency surgery. Needless to say that $26,000 was written off by all because I couldn't eat if I was going to pay it!

Did I die? Nope. If I had health insurance I would have gone to the doctor when the symptoms started a week earlier. If I had had health insurance I would have had a schedule surgery to remove scar tissue and tumor. There would have been no rush to the emergency room. No emergency surgery (which are more expensive, as I understand it). And you wouldn't be eating it now.

I had a nasty cold back around Thanksgiving. It took me over a month to recover. I probably had a bronchial infection. I waited to see how bad it would get before deciding if I was going to go to the doctor. Had I been able to go immediately I would have recovered much faster.

So you tell me: what is the cost of me not having access to preventive medicine?

Oh, because I do not have children I do not qualify for medicare. Because I'm neither disabled nor elderly I do not qualify for medicade. There is *nothing* availabe to me for medical coverage w/o a group plan or a lot of money.

Desertrat
Jan 18, 2004, 11:49 AM
Will a government plan have doctors equal to those who are involved in HMOs? Better than? Worse than? Equal to or better than those now in private practice?

Will doctors' incomes remain the same; rise, or be reduced?

Access to medical care, regardless of one's income size, is a Good Thing. My primary concern has to do with the quality.

I read too many articles, over the last dozen or so years, about the delays and waiting periods for medical treatment: Canada, England, Germany.

Another question, and I have suspicions but no data, has to do with the demographics of those without medical insurance: How many are among the recent immigrants, whether legal or illegal? Given what's published about the numbers, it seems reasonable they could account for the rising % without medical insurance.

Another group within the percentage of uninsured are those fairly young people in good health and with medium incomes, who wilfully don't spend their money on health insurance.

'Rat

IJ Reilly
Jan 18, 2004, 11:53 AM
So where's Frohicky when he can tell somebody face to face that he deserves to die?

IJ Reilly
Jan 18, 2004, 12:09 PM
Originally posted by Desertrat
Will a government plan have doctors equal to those who are involved in HMOs? Better than? Worse than? Equal to or better than those now in private practice?

Depends on what you mean by "government plan." In Canada, more doctors work for themselves then in the US. Canadians also still have the freedom to choose their own doctors most of us in the US lost with the advent of HMOs. I'm not advocating for anything, just relating a fact.

Will doctors' incomes remain the same; rise, or be reduced?

You should probably ask a doctor how their incomes have been squeezed by HMOs.

Access to medical care, regardless of one's income size, is a Good Thing. My primary concern has to do with the quality.

I read too many articles, over the last dozen or so years, about the delays and waiting periods for medical treatment: Canada, England, Germany.

This is the rationing argument. Just keep in mind, health care is already rationed in the US by denying it to the sick and working middle class. We may just have to choose between one type of rationing over another.

Another question, and I have suspicions but no data, has to do with the demographics of those without medical insurance: How many are among the recent immigrants, whether legal or illegal? Given what's published about the numbers, it seems reasonable they could account for the rising % without medical insurance.

Another group within the percentage of uninsured are those fairly young people in good health and with medium incomes, who wilfully don't spend their money on health insurance.

Yes, young people have a sense of indestructibility. Remember that feeling of immortality? It's part of youth. It wasn't true, of course -- I don't know about you, but I needed plenty of medical attention when I was a kid, including two surgeries.

pseudobrit
Jan 18, 2004, 12:47 PM
Originally posted by Neserk
Did I die? Nope.

Frohickey has argued that you deserved to. I want him to come in here and tell you that you deserved to die rather than get treatment. I want to see that.

numediaman
Jan 19, 2004, 09:00 AM
Recent item:

missing due to indifference

mactastic
Jan 19, 2004, 05:11 PM
Originally posted by IJ Reilly
So where's Frohicky when he can tell somebody face to face that he deserves to die?

Not to be too nit-picky but IIRC, Neserk said something about being female. Thus Frohickey would have to tell her she deserves to die.

IJ Reilly
Jan 19, 2004, 07:33 PM
I stand corrected. May I sit down now?