Hey,
I called on Friday wondering the same thing. It's just like purchasing a new imac. You have to pay the 10$ upgrade in order to get Ilife 2009.
The only thing I don't like about getting a refurb is you can't pick out options like the Wireless keyboard for $30 extra or a larger HD.. I just joined this forum so I could reply to your question so please pat me on the back and send balloons🙂
Chiba