Is there a free program that I can use to create digital scrapbook pages?

Hi! This is my first time posting on this forum so be gentle on me. 😎 I participate in another online forum & find the newbies always post the same questions over & over so I'm sorry if this has been asked over & over. 😱

I am looking for a program (free would be best) that I can use to create my own (very simple) digital scrapbook pages. Up until this point I have been creating on snapfish.com but I have found sites that are more affordable to print...but I love the simplicity of snapfish's system. I just am looking for layouts, backgrounds, fonts...etc. Nothing too fancy.

Does something like this exist?

Thanks in advance!

~Heather