I will say this: Geek Squad Protection is not a warranty. Basically no big retail anymore deals in warranties, as they usually just take a manufacturer's crappy terms (defects in workmanship and manufacture) and make them longer...not a lot of point to that.
Modern plans available from retailers are typically protection - similar to insurance, but with no deductibles, and maintenance built in. In the case of Geek Squad protection, it does do your defect stuff, but it also covers your accidents, normal wear (power cables), stuff like that. Obviously Apple's is the best in the industry about actually taking care of their customers, but if you're droppy like me, GSP is a god send. Add to that, Apple only has ~180 locations in the US, Best Buy has ~1100, so if you live in a relatively small city (100K) like I do, the nearest Apple store is 2 hours away, vs BBY which is 5 minutes away. I'll pay for convenience any day.
Also, 60 day returns for Premier Silver are pretty legit, and premier silver gets upgraded to expedited shipping on bestbuy.com orders for freezies.