I would be worried that you would have to jailbreak a cable now too.
I don't know enough technically about lightning to know if Apple could prevent your cable from working if it had an unauthorized chip.
Apple has done this before--charging exorbitant prices. See: ipad mini.
In fact, this is what Apple always does. They are the BMWs of the tech world. Not quite lamborghini territory where no one can afford it, but BMW where you'll feel it in the pocketbook if you buy it. But at least you can.
I've been waiting for Android to get its act together for some time now.
But they haven't. As soon as they do, I'm out. Every time I've gone and used Android, thinking that the next new device was so technically superior, I've been disappointed. It's like having great interior design and seats, a great paint job, only to realize that the engine and other core internals just aren't designed properly. Job #1 is to only allow nexus devices to say that they run Android.
The best solution, economically, is to stay 1 generation behind the latest and greatest ios product. There are jailbreaks, cheap accessories, and the good user experience--all plentiful and ready to go. Then next year when the iphone 5 is old news, upgrade to that, while still holding out hope that Android acquires some common sense.