Wow, I'm impressed. That's cheaper than Applecare. Did they increase your rate or deductible for the retina after your previous claim history?
Got a tip for us?
Let us know
Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
What do others do for accidental damage protection ?
- Thread starter Arnezie
- Start date
- Sort by reaction score
Wow, I'm impressed. That's cheaper than Applecare. Did they increase your rate or deductible for the retina after your previous claim history?
My rate went up by about $15 but that was due to the extra $1000 in coverage I had over my previous laptop (I have $3000 on the retina vs $2000 on my old MBP).
State farm was exceptionally nice about it all and we never had a problem. We also had the coverage for about 4 years total so I'm assuming at this point it would be considered a normal usage cycle for the machine.
Congratulations on that , not sure what your point is I could afford to replace my $2800 rMBP without blinking an eye but that's just dumb math not to buy some sort of insurance rather than $2800. I didn't get to where I'm at with financial security by being dumb with my money.
I also have State Farm. I wasn't offered a $0 deductible plan, but I'm in New York and insurance is weird here so maybe it's too expensive for them to offer it. I also was paying about $35/year until last year when they imposed a $60 minimum. That said, filing my claim was very easy. As soon as I realized my laptop was gone (the morning after my flight where I apparently lost it) I filed a claim online and got a call back that same day. I still held out hope of getting my MacBook Air back, but they put the paperwork in place, and 5 days (and a few unsuccessful phone calls to airlines, airports, and the TSA) later, I filed the claim and had my check in hand later that week.
Last edited:
I have very comprehensive homeowners insurance, with a modest deductible. They cover all my Apple gear quite nicely.
I did some reading online about this and everything seems to indicate that the state farm personal article policy doesn't cover manufacturer defects. Is this the case? Do you need Applecare in addition to the state farm policy?
I would suggest getting a Squaretrade Warranty for three years (w/ accidental protection), BREAK the computer three years later, and then use your check to donate to your least favorite charity.
I believe this is the case only when the manufacturers warranty is still in effect. I had the display go out randomly and they covered it fully. I would assume this would be considered a manufacturers defect... It is certainly something I could talk to my State Farm agent about.
In my case, my credit card doubles the manufacturer's warranty. I figure I'll take my chances in year 3 if I still have it.
+1, I just had to send my insurance co, a copy of my receipt, and they will cover the units with $100 deductible, for just about anything, but they use a formula from purchase price to replacement cost, however since MBP and MBA run the same just about every year, they said they will cover it 100%.
Nothing out there compares, I shopped around, however if you are not the policy holder, they will have to do this for you (like your parents) spouse etc.