I 100% agree. My parents had set up a college fund for me since I was a kid. Unfortunately that didn't cover the ever-increasing tuition costs. I could have worked more hours at work, went out with friends less, and studied instead of sleeping. But that is not real life.
It just doesn't happen that way.
I borrowed the CD set from a friend and listened to every one of those CD's. A lot of it is common sense (emergency fund, car loans/financing, saving and living beneath your means...etc.).
Also the Bible incorporation was unnecessary. I am a religious person, but the constant insertion of random verses was actually annoying.
What I really hated was what he said about credit scores. Ridiculous. You can't do anything with a bad credit score. I don't care if you have thousands of dollars in a brief case with you. If you go to rent an apartment and have a bad credit score you will not be accepted as a resident (at least in my area). Having a credit card does not equate to having debt. If you do not manage your finances correctly, even if all you carry is cash and a debit card, you can still screw yourself up.