We got a letter from Bank of America, stating both of the above, and an amount of $419, which is the balance of the account. It said "retain this info to use in reconciling your account". As far as I know, they do this when there's fraudulent activity, but I never did anything except link it to our Paypal account (but it was waiting for confirmation).
What does all this mean, but most importantly, what happens with all the money?
What does all this mean, but most importantly, what happens with all the money?