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keatth

macrumors 6502a
Original poster
Aug 24, 2013
513
142
First opened passbook and they scanned my walgreens card. Then i locked my phone put it up to the sensor, selected the credit card and it went through right away and the only button I had to push on the menu was denying a donation. I ecstatic. Idk if you know but the walgreens checkout process is a little ridiculous if you use debit.
 
First opened passbook and they scanned my walgreens card. Then i locked my phone put it up to the sensor, selected the credit card and it went through right away and the only button I had to push on the menu was denying a donation. I ecstatic. Idk if you know but the walgreens checkout process is a little ridiculous if you use debit.

I have used my debit card with ApplePay at Walgreens. Pretty simple. Just put my phone up against the scanner, used touch ID on the iPhone, and selected credit instead of debit on the their scanner. That's the only extra step needed vs using credit card with ApplePay.
 
Thanks for sharing. After checking my passbook atm card, I noticed I still had to verify it w my bank app. I obviously haven't tried apple pay but intend on making a trip to panera bread to try it. Stumbled upon a handy categorized expenditure list on my Wells Fargo app - super cool. Never noticed it before.
 
I have used my debit card with ApplePay at Walgreens. Pretty simple. Just put my phone up against the scanner, used touch ID on the iPhone, and selected credit instead of debit on the their scanner. That's the only extra step needed vs using credit card with ApplePay.

thats not true, at least not in California. I have to put my phone to the scanner, hit touch id, put in my pin, deny a donation, confirm the total. Like wtf? Im done wasting my precious life on the walgreens checkout menu.
 
Same here.
I used it yesterday with Applepay using my debit on file with my 6 Plus and brought me to a donation screen after too. Like WTF?
And after that it also asked me if I wanted cashback so there was 2 options I had to click No on.
 
Similar experience in California:

When I tried Apple Pay with a debit card at Home Depot yesterday, I also had a bunch of interaction with the terminal... PIN, cashback, etc. The guy watching the self-checkout lines told me that if I picked "credit" from the credit/debit choice, I wouldn't need the PIN and other prompts. But I am pretty sure it didn't ask me which it wanted... that makes sense that a company wouldn't ask credit/debit and force debit for lower charges. I've seen that other places that used to ask are now "assuming" I will use debit.

I hear you.
Debit card fees are way less compared to credit so most will ask for it or try to force it as debit without giving you a choice in order for them to save money on merchant services fees.
The thing about having to click no or $5, $10, $25 donation options each time is very annoying though. And with walgreens its also there on credit purchases.
Im sure many accidentally hit those donation buttons all the time since those buttons are big and green and the no donation option is small and in red color.
 
thats not true, at least not in California. I have to put my phone to the scanner, hit touch id, put in my pin, deny a donation, confirm the total. Like wtf? Im done wasting my precious life on the walgreens checkout menu.

That's one reason I don't live in Kalifornia even though I was born there.
 
I tried it at walgreens for the first time and I did not choose what card but I had to enter my pin number. it is a debit card though so don't know.
 
This is interesting. I bank with a credit union so I can't use my debit card, but I do have a credit card....
 
I haven't been to Walgreens so I'm not sure what their terminals look like but when it ask for your pin, can't you just hit the Red or Cancel button to make it go to credit or give you the credit option or just tell the cashier it's credit and let them hit the button on the register?
 
On the Walgreens process, while I agree donation prompts are annoying as is application selection (credit/debit) I find it shocking how many people online complain about having to confirm the total!

Frankly, I believe this prompt should be MANDATORY - because it's a great way to do a quick "sanity check" and be sure you're not being overcharged - or to stop the transaction if you realise you're about to be overcharged. ESPECIALLY useful when travelling as it's a chance to deny a transaction if a merchant tried to hit you with forced DCC.
 
Hmm, I dunno how I feel about this. It already showed me the total once before I put my finger on the TouchID. Asking again seems unnecessary. How about asking a third time just to be REALLY sure? ;-)

The total displayed is NOT necessarily the amount that'll be charged to the card. DCC is the most notable example of this. An amount confirmation prompt is the perfect chance to say "wait! what? NO WAY!" to DCC.
 
I would rather have the convenience and speed that is an obvious selling point of ApplePay and try to be aware of DCC in the <1% of transactions that I make in a different country (and I do quite a bit of international travel... but I mainly use cash).

If there are other examples of discrepancies between the displayed and actual charges, it might be helpful to point them out to those of us that aren't aware! But if DCC is the most notable one, I'm not too concerned and would prefer not to get an extra prompt.

For instance, in the video during its introduction, Apple Pay was shown being used in an ideal situation. I've had that same experience at several merchants (mostly those that were brought out as "launch partners", like McDonald's). Having a different experience at some of the retail partners seems to be "fragmenting" the user experience.

The others I can think of would be "donations" and "service charges" in some settings that could be tossed on the bill after you see a subtotal on the screen. Or, another egregious one, a credit card fee tacked on once you swipe a card.

Trust me, a prompt verifying the total amount to be actually put on the card is a good thing and worth two seconds of time. I think shops should be required to have it, personally.
 
Impressed a clerk

Went into Walgreens at 3 AM today.
At the check out when the total was presented I took out my phone held close to the symbol it immediately accepted it and I put the phone back in my pocket. The clerk then told me the total and I smiled at him and said but I've already paid.
He smiled and said 'that's the first time I've seen this - pretty impressive'
End of story.
 
I went to a different Walgreens in my area and this time it was smooth. I added a credit card and all I did was open passbook and they scanned my Walgreens card then held my phone out and used Apple pay. That was it! No donation question, no confirm total no pin number. Still pretty ecstatic.
 
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