Post Your Payment (Debit/Credit) Cards

amex platinum
csp

This is picture thread, isn't it?



Looking to switch banks when the time comes.

I have about 15 cards in my wallet, maybe more. But this is my primary credit card (everything else is a reward card or business related).

It gives me 1% cashback and low interest. And I'm pretty sure I'm getting 1% cash back on the portion of my school loans I dumped on there too (with 18 months 0% interest)

Here's mine

Mr. McMac said:

Here's mine

Image

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Here's my credit card. Comes in other sizes.

Just you watch. Somebody will post a picture without thinking about the numbers. Mods, get ready! lol

TheGdog said:

Just you watch. Somebody will post a picture without thinking about the numbers. Mods, get ready! lol

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I thought that. Other threads to start,
Post a picture of the back of your credit/debit card.
Post your passwords.
What's your mothers maiden name/date of birth/town of birth etc!

Amex, BOACC (For the Amazon Points) Mastercard....And my standard banks debit card.

Hmmm. I don't think I've ever been curious about what cards people have.

GoCubsGo said:

Hmmm. I don't think I've ever been curious about what cards people have.

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I'm not posting pictures with numbers on them either...

Mr. McMac said:

Here's mine

Image

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all chipless

so modern

Amex Blue Cash / BoA Debit / BoA Better Rewards (for places that don't take Amex)

copykris said:

all chipless

so modern

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so? They do what I need them to do..

oh it's great for fraud, don't get me wrong

copykris said:

oh it's great for fraud, don't get me wrong

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I've had credit cards since the 70's and never had a problem. I'm very careful with my cards and never let them leave my sight. That said, I always pay cash when I go out to eat. I don't trust waiters..

not saying that the chipped cards are 100% foolproof either, btw

they do, however, have a much better trackrecord when it comes to fraudulent use than non chipped cards

i guess what i'm asking to no one in particular is why the hell hasn't the us, like the rest of the civilised world, switched to chipped cards yet?

copykris said:

not saying that the chipped cards are 100% foolproof either, btw

they do, however, have a much better trackrecord when it comes to fraudulent use than non chipped cards

i guess what i'm asking to no one in particular is why the hell hasn't the us, like the rest of the civilised world, switched to chipped cards yet?

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I have no idea why. Just be careful with your cards no matter what. At least once a week, check your balances to make sure there are no fraudulent charges. It's worked for me all these years..

yg17 said:

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If you take a photo of your Centurion card, you're required to include a Lamborghini or Ferrari and/or a stack of gold bricks in the photo.

This is how I roll daily:



Only my DL, the AMEX charge (primary) and a Visa credit (backup; if vendor doesn't take AMEX).

I don't carry a debit card.

One big driver of the US not going to Chip and PIN is that it doesn't pay.

That is, they've done a cost-benefit study, and the costs (entirely new card readers, etc) outweigh the benefits (lowered but not eliminated fraud). They've also looked at how much friction there would be in the transaction if there was a chip/PIN involved - their nightmare would be even a small percentage of people paying with cash, or just as bad (worse for the merchant), skipping the purchase altogether.

They may be greedy, %_#)(_$)#(s and #_%)*$@&@, but as soon as the cost-benefit ratio moves in favor of switching, they will.

I do like the move of a lot of card readers to places where the user swipes - that will help quite a bit.

Overall, this practice of accepting some level of fraud used to bug the hell out of me, but since the user is (typically) not liable for fraudulent charges - the card-issuing companies are - I decided not to worry about it.

Also, this thread is dangerous altogether.

Straight Cash Homie

I've been spendin hundreds since they had small faces

When in Hong Kong:

Mr. McMac said:

Here's mine

Image

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How are you liking Simple? It seems like a cool idea.

I use Bank Of America and their BankAmericard Cash Rewards card. Looking into a Chase account/credit card in the future.