It seems some obvious facts elude you. Before you had to buy high end iMac + Fusion drive. Now you can buy low end iMac + Fusion drive, which is cheaper.
I repeat, you can now buy an iMac + Fusion drive cheaper than before. All because Apple was kind enough to press the button to add the BTO option.
If you haven't seen the pattern already, Apple creates these tiered models for their products to maximize profit. You want the best graphics card? Ok, you need to go all in on the high end 27'', etc. You like that?
What happens when you are forced to buy the higher end model? You pay more. And pay for specs you don't want.
I don't see how it can be explained in a way so that some people here understand. It's not about getting what you pay for. This is a different issue.