The point here is the father is now trying to shift his liability for the $$$ over to the credit card company by claiming his credit card was used fraudulently. Credit card companies don't make cardholders pay for purchases made after their card is reported stolen. As a cop he knows that. Problem is, his card wasn't "stolen" and clearly he had authorized its legitimate use on the App Store. I wonder if the whole scheme could backfire on dad somehow, for example does the Terms of Use for his credit card state that he cannot lend his card to family members, or that a family member must be 18+ to make a purchase? But I agree with the others here who say Apple needs to handle this sort of thing better, maybe with a maximum monthly purchase option (like the Playstation store) or required acknowledgments of their emailed purchase receipts before additional purchases can be made.