I usually take advantage of the time my longer commutes give me to get a little nap in.
But yeah, I've had similar experiences as the OP. I've had at least 5 hits or near misses caused because someone wasn't paying attention or thought their apparently important phone conversation took precedence over looking down the damn street.
What's even worse is when they have the pure, unbridled audacity to get pissed off at me for their mistake. I remember this one guy who pulled out right in front of me from a side street. He was literally screaming at the top of his lungs at the cops, who he demanded I call because he was, in his words, "going to have my license for this", insisting I be arrested for what I had done.
"I could've been KILLLLEEEEDDD", he screamed.
When the cops asked for my part of the story, I just pointed to the skidmarks, the street, and the position of the cars, and said "I'm pretty sure the situation explains itself. I was driving along, he pulled out in front of me, and I hit him". Long story short, he didn't go down without a good fight, but he was deemed to blame for the incident in the end.
Though I can't claim I'm a perfect driver. Just a couple years back, I got myself into a really stupid fender bender that was totally and completely my fault. The worst thing about it, other than the fact I mushed up the back end of a 2010 Shelby Mustang, was that I had just received notice of my 10 year accident free insurance discount in the mail earlier that morning. It was tragic on all kinds of levels.