Is an eBay account worth it??
Depends. Normal Paypal fees is 2.9% + $0.30, but you can also "gift" people money with no fees (you lose buyer protection this way). On eBay the 2.9% is required I believe on top of eBay fees (usually ends up being around 10% of sale price). However outside of eBay I have seen people do "gift" payments for items, thus getting out of PayPal fees.
My impression is there is no paypal fee to purchase items. Wrong?
Depends. Normal Paypal fees is 2.9% + $0.30, but you can also "gift" people money with no fees (you lose buyer protection this way). On eBay the 2.9% is required I believe on top of eBay fees (usually ends up being around 10% of sale price). However outside of eBay I have seen people do "gift" payments for items, thus getting out of PayPal fees.