I base my post on the people I meet everyday, occasionally in tears. On top of the $250 they're paying to repair their machine, they spent $300 on insurance that did them nothing. That turns a bad day into a miserable one. It's not like my opinion will sway anyone, so if you're implying that I'm attempting to become a millionaire by getting the world over to stop buying Applecare with a forum post so they'll pay me for everything.... no.
*Looks at sig*
Seems legit
My sig links to hours of how-to footage I filmed for free on how to repair problems, from basic repairs to advanced soldering. When utilized properly, these videos allow you to avoid giving me(or any other service provider) money. These videos are free, not ad supported - partly inspired by the plethora of questions I received via PM from users of this forum on how to do those jobs after participating in threads related to those jobs.
The extended warranty you can get through many credit cards is often cheaper than Applecare. $300 is pretty pricey, for a plan that doesn't even entitle you to a discount should you accidentally damage the machine. You can spend much less and get the same coverage through your credit card. You can spend way less than $300 and even get
accidental damage coverage through your credit card! Why pay $300 for a plan that does
nothing for a plethora of real world, common issues?
You get a drop of water in the power button, you get quoted $750 - applecare or not.
You drop it, or keep an earbud inbetween the screen & keyboard while closing it, and crack the screen, it's $450-$750 for that $95 screen, Applecare or not.
Your headphones break off in the headphone jack, and they're quoting you $500-$1200 to replace a motherboard when all it needs is a $5 headphone jack - Applecare or not.
These all happen to real people, everyday.
Applecare never asks questions on DVD drives, hard drives, but these are things that cost $25-$75, which is far under $300. Logic boards do occasionally die 2 years into the machine WITHOUT accidental damage. The 820-2850 has tons of chipset problems, the 820-2915 runs hotter than the sun. These die more frequently than other Apple motherboards. So if you have one of those machines, Applecare does do its job. I just don't think consumers should have to spend money on an extended warranty to insure their designed-to-scorch motherboard. In these cases, Applecare isn't too bad. However, 3 years later, the board for the machine is usually $300-$450 anyway, and can be fixed for under that amount in most cases. It's not a crazy gamble I'm proposing here.
Don't get me wrong, accidental damage coverage shouldn't be free. No way. All I'm sayin', is if you paid $300 upfront for a few years of Applecare, maybe the $750 repair quote for a $14 part and 1 hour of labor could go down a bit? Maybe $200? Just out of respect for the $300 they plopped out upfront? Just because the part is $14 and requires max, an hour of labor to repair?
If you got ANY break from the genius bar on a lot of the "real" issues people encounter, I'd recommend Applecare. But you don't. A drop of water touches a $14 part on that Macbook Pro with 3 years of Applecare, you're getting bent over and sodomized as bad as you would be if you bought it on craigslist.
I can't recommend in good conscience that anyone spend $300 on Applecare when you don't even get 1% off a $700+ quote for a headphone plug stuck in the headphone jack. That problem alone comes in every couple of days.
Point being,
if you're going to spend that much on insurance, you have less expensive options that offer more comprehensive coverage.