Yeah, almost every major credit card (and some debit cards) carrying the visa\mastercard cover you for 3 or 6 months. If nothing else, they'll cover a return policy extension. It's a pain to file a claim and go through the process, but that's a benefit of a CC, so might as well use it.
Yeah one of the main reason I moved from a Gold to a Platinum card was for the 10x increase in coverage from $1,000 to $10,000 per incident.