No. I reject that categorically. Apple has been working on this privately for a long time. They had all of the big banks lined up behind them. I can forgive them the foibles at individual points-of-sale, but the failures at Wells Fargo and Chase should be an embarrassment to everyone involved.
Apple has always made a big noise about stuff that "just works." Live by the sword, die by it.
Well, I have added successfully 4 credit cards, AmEx, Citi, BofA, CapOne. And I can say that I have used it for 4 transactions, the first being yesterday at 3PM.
Each has worked flawlessly. They just worked.
Only card I haven't been able to add that I want to is my debit card through a Credit Union. I contacted them and they say they are working on adding it, but probably won't be until early next year.
Sorry for your experience.