Not with Subway. They have terminals with no overt NFC capability and no markings, which are - in my experience - out of normal customer reach on the other side of the counter, facing the cashier.
If you want to pay with Apple Pay, just tell the cashier you want to pay with Credit. They hit a button on the register screen that activates the terminal, and the NFC logo will appear. TouchID and done.
I went to Subway this weekend and the cashier asked me if I wanted to pay with my phone. He said he had never seen it before. It worked! I was relieved.
They use to scratch their hair and noses and then start grabbing for my Debit Card. I get a disgusted look on my face because I have an animated face and I'm totally readable that way.