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Old Apr 27, 2013, 01:15 PM   #26
smithrh
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First world problem.
Not to hijack the thread, but "first world problems" are still problems.
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Old Apr 27, 2013, 01:22 PM   #27
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Not to hijack the thread, but "first world problems" are still problems.
I prefer, "Don't Sweat the Small Stuff--and it's all small stuff."
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Old Apr 27, 2013, 01:25 PM   #28
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I prefer, "Don't Sweat the Small Stuff--and it's all small stuff."
I like that one much better!
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Old Apr 27, 2013, 01:41 PM   #29
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Not to hijack the thread, but "first world problems" are still problems.
The implication of "first world problems" is that the problems are of such a trivial nature as to be inconsequential...not really problems. Very minor annoyances.
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Old Apr 27, 2013, 03:20 PM   #30
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Originally Posted by citizenzen View Post
This really is the bottom line.

If merchants accept them and some people prefer them, then it really is not a big deal to me.

I can suffer () standing behind one at the checkout register.

First world problem.
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The implication of "first world problems" is that the problems are of such a trivial nature as to be inconsequential...not really problems. Very minor annoyances.
Exactly. 30 extra seconds isn't going to kill you.
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Old Apr 27, 2013, 03:36 PM   #31
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Originally Posted by vrDrew View Post
Can anyone give me a good reason businesses ought to keep accepting checks these days - I'd be curious to know.
Because there's a huge upside and (almost) no downside.

There's always that old rich grandma who doesn't have any form of plastic, and doesn't want to carry around $500 in cash when she goes christmas shopping. Or there's the charity that doesn't use plastic, and can't always use petty cash.

The downside is that you have to wait an extra 10 seconds while the sales person writes a license number down and checks the ID.

When I worked in retail, the charities that used checks were the most reliable - coming in once a month and spending $1000, for example. And the downside to allowing it is that it takes another few seconds. Except that in most cases, the charity got special attention, had forms to fill out, so it took a good 10-15 minutes to ring them up no matter how they paid.

So I guess it's just convenience for the customers who demand it, and they can demand it because they're the big spenders.

----------

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Originally Posted by smithrh View Post
Not to hijack the thread, but "first world problems" are still problems.
If it's a legit problem, the issue isn't with the fact that someone is paying with a check instead of plastic, but rather that the sales people aren't properly trained in how to process checks quickly.
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Old Apr 27, 2013, 03:57 PM   #32
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i never written a check nor have i ever seen a person in retail store before me pay with one

i don't even remember seeing one ... ever
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Old Apr 27, 2013, 04:00 PM   #33
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i never written a check nor have i ever seen a person in retail store before me pay with one

i don't even remember seeing one ... ever
i'll show you one, if you want.

It might be an exciting new experience!!

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Old Apr 27, 2013, 07:50 PM   #34
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Retail labor is expensive, and making every other customer in line wait isn't doing anything for your business either.
No it's not, retail is a very low paid sector, the vast majority of big box stores pay under 11 dollars an hour, and many stores pay straight minimum wage.

That's why most clerks don't give a ****. I didn't In high school, if you pay ****, you get ****** work
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Old Apr 27, 2013, 08:53 PM   #35
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In my part of the planet, checks are commonplace. That little old granny in the line doesn't have to write out a check. All she does is hand a blank check to the cashier (unsigned), who runs it through the machine which prints the check with the correct information and electronically transfers the amount from granny's account. Granny signs the electronic pad at the checkout and the printed check is handed back to her with the store receipt. Simple and quick.

At our law firm, about ninety-five percent of our clients pay their bills by check. We prefer checks or cash because credit cards charge fees, plus a service charge.

I personally use checks, cash, and credit cards. Have an ATM card, but no debit card and no plans to get one.

Different strokes...
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Old Apr 28, 2013, 04:40 PM   #36
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I used to write checks for rent, now I use money orders.
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Old Apr 28, 2013, 05:19 PM   #37
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Originally Posted by vrDrew View Post
I know the feeling....
<Snip>
2) Accepting checks is time-consuming. We've all stood behind the elderly lady at the supermarket checkout who, upon being told her groceries come to $52.50, starts rummaging around her purse looking for her checkbook, pen, etc. Then we wait while she laboriously writes out the check, fills in her register. Then we endure her look of shocked indignation when the clerk asks for some form of identification. And then we wait while the clerk types in the necessary data, and wait still further as the electronic portion of the transaction concludes. This process typically takes at least a couple of minutes, and often is the largest single component of the transaction.

Retail labor is expensive, and making every other customer in line wait isn't doing anything for your business either.
Live a clean wholesome life, and one day you might have the privilege of being old. Respect them. When you're done walk out to the car with them and help them load their groceries. Slow down, and don't forget to smell the roses.

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You know very well that they do. So why the post?
Ups their post count.
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Old Apr 29, 2013, 09:20 AM   #38
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I hardly ever see people writing checks for purchases in stores I go to. I use mostly debit.
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Old Apr 29, 2013, 12:43 PM   #39
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Originally Posted by MrWillie View Post
Ups their post count.
PRSI posts do not count towards post count.
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Old Apr 29, 2013, 12:49 PM   #40
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I think the idea of providing a service for the customer is still the major reason. There are many people who either cannot or do not want to use a credit/debit card, so its cash or check only. True, they're in the minority but they do exist.

To put it another way, if I went to buy a TV at BestBuy, and as I was getting ready to pay for the TV, wipped out my checkbook and the cashier said sorry but we don't accept checks, well then I'd kindly put my checkbook away and walk out with out buying the TV.

There are organizations that still rely on checks as well, such as charitable organizations such as churches. The main means of support for churches is from the congregation, and the majority of that comes in as checks (I used to be the treasurer of my church so I saw this first hand).

While the day may come that checks will no longer be accepted we're not there yet.
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Old Apr 29, 2013, 12:51 PM   #41
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I thought you wanted me to eat babies for nourishment. Man was I disappointed.
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Old Apr 29, 2013, 12:54 PM   #42
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I thought you wanted me to eat babies for nourishment. Man was I disappointed.
Just so you don't feel so bad...Jonathan Swift and I both give you permission to eat babies.

Feel better now??

Am I a good shrink, or what...
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Old Apr 29, 2013, 12:55 PM   #43
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PRSI posts do not count towards post count.
Thanks... I had forgotten about that.
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Old Apr 29, 2013, 01:28 PM   #44
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I still have to write checks from time to time - the lawn service, the PTA, sending money to school with my child (I'm not about to give him cash), etc. I'm not sure what the big deal is, you don't have to use them if you don't want to. Unless you do have to use them.
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