I bought the phone (for $50 less!) and then went straight to T Mobile. The guy put the sim in and activated it, it took about 5 mins. I'm now up and running with T Mobile for $50 a month no contract. I live in Manhattan and the speed is excellent when browsing.
Is the Mobile Hotspot feature available on the phone when using it through T-Mobile?
The idea of spending half as much for cel phone service (once my contract is up) is appealing. But I can't live without the Hotspot feature.