Register FAQ / Rules Forum Spy Search Today's Posts Mark Forums Read
Go Back   MacRumors Forums > Apple Hardware > Desktops > Mac mini

Reply
 
Thread Tools Search this Thread Display Modes
Old Nov 15, 2012, 11:34 AM   #1
spiderman0616
macrumors 65816
 
Join Date: Aug 2010
How long does Barclay's usually take?

So I finally got the approval from my wife to pull the trigger on brand new Mac Mini, Magic Trackpad, and wireless keyboard. (going to hook everything up to our HDTV). I get on Apple.com, apply for the 6 month financing, and now I'm stuck in a holding pattern. They didn't approve my financing right away and it says they're "reviewing" it.

Anyone have any experience with the financing? How long does this usually take? We don't have credit issues or huge amounts of debt or anything, so I'm not worried about whether or not I'm approved. I just want to order my computer--the more time they give me to think about it, the more time I have to consider whether or not I REALLY need a new computer!!!
__________________
iPhone 5 16 GB black, iPhone 5 16 GB white, iPad Air 32 GB Verizon, 16 GB iPad Mini White, Airport Extreme, iPod Classic 120 GB, Macbook, 3rd Gen Apple TV, 2012 Mac Mini
spiderman0616 is offline   0 Reply With Quote
Old Nov 15, 2012, 11:41 AM   #2
GoCubsGo
macrumors Nehalem
 
GoCubsGo's Avatar
 
Join Date: Feb 2005
It could take a few business days at least. I presume.
__________________
Because I'm a smartass.
GoCubsGo is offline   0 Reply With Quote
Old Nov 15, 2012, 01:34 PM   #3
radiohed
macrumors regular
 
Join Date: Oct 2007
Location: Portland, ME
When I applied it approved me immediately so I would guess they are checking your credit further which shouldn't take more than a few days. I don't know if they will send you an email or actually mail you a card or a rejection letter. My approval was immediate and the actual card showed up within 5 days.
__________________
Mini 2010, 2.66 running Mavericks, 8gb, 500gb HD + 256gb SSD, 23" IPS HD Display Time Capsule iPod Shuffle iPad Retina 16 4g
radiohed is offline   0 Reply With Quote
Old Nov 15, 2012, 01:58 PM   #4
pollaxe
macrumors regular
 
Join Date: Aug 2010
Location: West of England
A mate of mine has just been through it to get a 15" Retina MacBook Pro. It ended up being a bit of a mess - Barclays seem to have lost the initial paperwork so they kept him waiting for a good ten days (saying he'd hear soon) before he was able to find someone on the ball enough to start the process again.

He's done okay out of it, as Apple are giving him some vouchers for the inconvenience but I'd keep a close eye on them and contact them regularly as I got to hear a lot of complaints (and swear words) every lunchtime when I would ask "Heard anything about the MacBook yet?" I hope your experience turns out to be better!
pollaxe is offline   0 Reply With Quote
Old Nov 15, 2012, 02:57 PM   #5
spiderman0616
Thread Starter
macrumors 65816
 
Join Date: Aug 2010
Ugh---maybe I should just give them a call.
__________________
iPhone 5 16 GB black, iPhone 5 16 GB white, iPad Air 32 GB Verizon, 16 GB iPad Mini White, Airport Extreme, iPod Classic 120 GB, Macbook, 3rd Gen Apple TV, 2012 Mac Mini
spiderman0616 is offline   0 Reply With Quote
Old Nov 15, 2012, 03:17 PM   #6
thekev
macrumors 603
 
thekev's Avatar
 
Join Date: Aug 2010
The last line suggests that you don't really need a new computer. I wouldn't personally finance something that I don't really need, but that is me. Your choices are your own.
__________________
world's largest manufacturer of tin foil hats, none of that aluminum foil crap.
thekev is online now   0 Reply With Quote
Old Nov 15, 2012, 05:42 PM   #7
spiderman0616
Thread Starter
macrumors 65816
 
Join Date: Aug 2010
Quote:
Originally Posted by thekev View Post
The last line suggests that you don't really need a new computer. I wouldn't personally finance something that I don't really need, but that is me. Your choices are your own.
Haha--yes, because you know my finances and computer situation.
A) I have terrific credit.
B) I have very little debt (other than my mortgage)
C) My 7 year old PC is almost completely dead.
D) I'm only financing because my parents and my wife's parents each usually give us some cash for Xmas, so I want to pay for some of it with that after the holidays.

Got any other advice?
spiderman0616 is offline   0 Reply With Quote
Old Nov 15, 2012, 05:54 PM   #8
thekev
macrumors 603
 
thekev's Avatar
 
Join Date: Aug 2010
Quote:
Originally Posted by spiderman0616 View Post
Haha--yes, because you know my finances and computer situation.
A) I have terrific credit.
B) I have very little debt (other than my mortgage)
C) My 7 year old PC is almost completely dead.
D) I'm only financing because my parents and my wife's parents each usually give us some cash for Xmas, so I want to pay for some of it with that after the holidays.

Got any other advice?
You know I was commenting on something you stated. You said the more it was delayed, the more time you had to consider whether you really need one. The doubt seemed to be there without this further context. I am a little biased here. I absolutely abhor financing purchases.
__________________
world's largest manufacturer of tin foil hats, none of that aluminum foil crap.
thekev is online now   0 Reply With Quote
Old Nov 17, 2012, 06:04 PM   #9
spiderman0616
Thread Starter
macrumors 65816
 
Join Date: Aug 2010
My financing finally went through on Friday and I ordered my stuff. I am going to have a new Mac Mini to mess with over the 4 day weekend! Whoo hoooooo!
__________________
iPhone 5 16 GB black, iPhone 5 16 GB white, iPad Air 32 GB Verizon, 16 GB iPad Mini White, Airport Extreme, iPod Classic 120 GB, Macbook, 3rd Gen Apple TV, 2012 Mac Mini
spiderman0616 is offline   0 Reply With Quote

Reply
MacRumors Forums > Apple Hardware > Desktops > Mac mini

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -5. The time now is 09:33 AM.

Mac Rumors | Mac | iPhone | iPhone Game Reviews | iPhone Apps

Mobile Version | Fixed | Fluid | Fluid HD
Copyright 2002-2013, MacRumors.com, LLC