Toggle sidebar Toggle sidebar
Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.

payment options

B

bbsniper

macrumors newbie
Original poster
I plan to buy the next imac at launch but I am still deciding how to pay, would it be better to pay on apple finance or get a credit card to pay for it?

Being a student I want to avoid paying up front as much as possible but would like to be able to pay off early if possible. Can anyone give some advice on the pros/cons...
 
If you qualify, you can get 12 month interest-free financing from BarclayCard on any purchase you make from Apple's online store. Early pre-payment is not a problem. Just make sure that you pay off the balance by the end of that twelfth month, otherwise you get whacked for the ridiculous 22.5% interest rate on the entire original purchase price, retroactive to the purchase date.

As long as you're sure you'll be able to pay off the whole thing in a year, I think it's a great deal.
 
definitely research credit cards. Especially if you get one that has 12-18 months no interest in order to get your business. I would also recommend getting one that offers "insurance" on your purchases. several companies have this and it's pretty comprehensive as well. If you break it, you just call your CC company, and they take the product and get you a new one. They offer this usually for 2-5 years which is pretty cool. Research is key!
 
bbsniper said:
Being a student I want to avoid paying up front as much as possible but would like to be able to pay off early if possible. Can anyone give some advice on the pros/cons...
Click to expand...

Could you explain this a little more? How is it more desirable to avoid paying for your machine sooner than not?
 
You must log in or register to reply here.
Register on MacRumors! This sidebar will go away, and you'll see fewer ads.
Top Bottom
Back