Does anyone know if ATT pays a flat rate for each payment? Would it cost them anymore if I broke up my payments for my bill to 20-30 separate payments? They're threatening to throttle my data usage, so I thought I would throttle and slow down my payments to them.
Got a tip for us?
Let us know
Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
Can I throttle my payments to ATT?
- Thread starter rdcook89
- Start date
- Sort by reaction score
That is actually not a bad idea. I might try it next month and break down my payments and earn some extra per transaction cash back points.
There is typically a per transaction cost, on top of a percentage. AMEX has the highest fees of any credit card. There are stories of people doing this / paying in pennies.
The upside would be that AT&T realizes the fees and opts to cancel your account, giving you a contract-free phone.
EDIT: AT&T does accept $0.01 payments via credit card on their website!
Last edited:
SOME companies pay a transaction fee. Some pay a percent.
Debit cards are per transaction.
Whatever you do, make sure you are paid in full by the due date.
There is a downfall to this whole thing. If a payment gets messed up, trying to reconcile could be a major pain.
And to be real, you might feel good "stickin it to the man", they would never even notice or care with mega millions of customers.
Debit cards are per transaction.
Whatever you do, make sure you are paid in full by the due date.
There is a downfall to this whole thing. If a payment gets messed up, trying to reconcile could be a major pain.
And to be real, you might feel good "stickin it to the man", they would never even notice or care with mega millions of customers.
Probably one of the funniest things I've read yet.
Why? You don't collect reward points and your transactions are less secure in case your identity is stolen and unauthorized payments are made! I'm very apprehensive to use my debit card anywhere but to withdraw cash from an ATM or pay my bills.
You can always tell them this:
You can't help it if they are unable to get the full payment because the rate of payment is throttled.
No rollover data? No rollover payments. They didn't get get everything in the billing cycle? Tough, they lose it.
You should also charge them roaming fees for doing walk-in payments.
I had this whole reply written out and then realized how asinine your question actually is.
Let's say (for the sake of ease) you owe them 100 a month (1200 annually)
You should pay 12 payments of 100 dollars.
Instead, you make 20 payments of $60, or 1.6 payments a month to them.
This does not matter to them, nor will it affect them in any way as long as you pay the full bill on time.
*This also largely ignores the contract you signed (you read it, didn't you?) that clearly states what your responsibility is and what theirs is. I'm not saying they're right, I'm saying you went in with fully knowledge of what the situation was and did it anyway. you could have walked away and picked a different carrier, signing a contract in your own free will and then complaining about it is beyond ridiculous, no one made you do it.
Let's say (for the sake of ease) you owe them 100 a month (1200 annually)
You should pay 12 payments of 100 dollars.
Instead, you make 20 payments of $60, or 1.6 payments a month to them.
This does not matter to them, nor will it affect them in any way as long as you pay the full bill on time.
*This also largely ignores the contract you signed (you read it, didn't you?) that clearly states what your responsibility is and what theirs is. I'm not saying they're right, I'm saying you went in with fully knowledge of what the situation was and did it anyway. you could have walked away and picked a different carrier, signing a contract in your own free will and then complaining about it is beyond ridiculous, no one made you do it.