|Jan 3, 2013, 01:09 PM||#1|
I'm currently in the process of migrating my bank accounts from Chase Bank to Ally Bank. I have nothing against Chase, but I no longer get any type of benefit by banking with them. Ally has a 0.4% APY on CHECKING accounts (Chase has no interest on checking) and nearly 1% on their Money Market account (0.01%) on Chase.
I'm planning on moving both my Savings and Checking account over and completely closing my Chase account. Does anyone use Ally? My only concern is the lack of brick and mortar locations, which I do use Chase's fairly frequently to withdraw large amounts of money (I paid in cash for my tuition last semester as they charged a 3% fee for using a card. That doesn't sound like a lot until your tuition is over five grand.)
Thanks for any input.
|Jan 3, 2013, 03:02 PM||#2|
Surely your school offers you the ability to directly transfer money from a bank account?
That would at least solve your large cash withdrawal problem. What are their policies on ATM fees?
As you're probably aware those interest rates are atrocious.
|Jan 4, 2013, 08:38 PM||#3|
I guess I just don't trust the online banks to be flexible enough to totally give up a brick and mortar bank.
I do have an ING Savings (0.80% APY) and just opened an Ally Savings (0.90% APY) as well.
I like the best of both worlds - direct deposit into my Chase checking account so it's free and then automatically scheduled withdrawals into both of the savings accounts.
Plus I do love my cash back rewards credit card. I guess you could have a non-bank issued credit card, but my Chase Rewards card works well.
Lenovo IdeaPad Z510 running Windows 8.1
Motorola Moto G LTE running Android 4.4.4
Old Machine: Late 2006 Model - 13.3" MacBook, 2 GHz C2D, 4 (3.3) GB RAM, 500 GB 7200rpm HD running OS X 10.6.8
|Thread Tools||Search this Thread|
|thread||Thread Starter||Forum||Replies||Last Post|
|Online Banking Security on older 10.6.8||SD-B||OS X Mavericks (10.9)||2||Feb 25, 2014 09:11 PM|
|iPad Banking App||ZBoater||iPad Apps||15||Nov 26, 2013 03:53 PM|
|Invite for simple banking?||boobie12||iPhone and iPod touch Apps||0||Jul 18, 2013 10:14 AM|
|How safe is online banking/shopping with 4G LTE?||kat.hayes||Alternatives to iOS and iOS Devices||1||Nov 24, 2012 07:34 PM|
|Banking conspiracy||jeremy h||Politics, Religion, Social Issues||72||Jul 4, 2012 05:00 PM|
All times are GMT -5. The time now is 03:22 AM.