Why not wait until Apple unveils the 5S before making any sort of decision?
In effect you are 'paying' for your phone subsidy every month of the 24 months. The base model 5 is $649. You pay $199 with contract. The carrier has to make up the other $450 over the 24 months. They do this with artificial higher rates. For simplicity we'll say you are paying $20 extra a month for the phone.
Now you are done your 24 months. The carrier doesn't take $20 off your bill. So now you are giving them $20/mo because you want to use an older phone for an extra year?
Use your upgrades when you can! Don't give your carrier extra money.
The "s" in the model iPhone 5s, stands for "same" as its last years model. Don't waste any upgrading on this. I also read that the camera will stay at 8 megapixel while the competition has 13 megapixel cameras out there. The Apple Board has its concerns about the slowness of any innovation from its company and they are correct. Very confusing times for Apple.
Why not wait until Apple unveils the 5S before making any sort of decision?
I'm lucky to have a wife who could care less about her phone. As long as it places a call, can get and send text messages she is happy.
So..... I will be using my upgrade to get myself the 5S and using her upgrade to get the 6 next year. She gets my "hand me downs".
I'm lucky to have a wife who could care less about her phone.