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Old Jan 8, 2014, 07:35 PM   #1
jkcerda
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Walmart health plan is cheaper, offers more coverage than ObamaCare

http://www.foxnews.com/politics/2014...han-obamacare/

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New ObamaCare health insurance enrollees may feel a pang of envy when they eye the coverage plans offered by Walmart to its employees.

For many years, the giant discount retailer has been the target of unions and liberal activists who have harshly criticized the company's health care plans, calling them “notorious for failing to provide health benefits” and "substandard.”

But a Washington Examiner comparison of the two health insurance programs found that Walmart's plan is more affordable and provides significantly better access to high-quality medical care than Obamacare.
:darkbeer:

http://washingtonexaminer.com/surpri...tm_medium=feed

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For a monthly premium as low as roughly $40, an individual who is a Walmart HRA plan enrollee can obtain full-service coverage through a Blue Cross Blue Shield preferred provider organization. A family can get coverage for about $160 per month.

Unlike Obamacare, there are no income eligibility requirements. Age and gender do not alter premium rates. The company plan is the same for all of Walmart's 1.1 million enrolled employees and their dependents, from its cashiers to its CEO
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Old Jan 8, 2014, 07:40 PM   #2
G51989
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Well that's good that they offer their workers a good healthcare plan.

Still won't make me shop at Wal Mart, that place is a smelly dump full of cheap crap
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Old Jan 8, 2014, 07:40 PM   #3
jnpy!$4g3cwk
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Is Walmart offering this plan to every U.S. citizen? If so, I have a family member who would like to sign up. If not, then, there is no comparison.
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Old Jan 8, 2014, 07:42 PM   #4
Sydde
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Indeed, if you decide to leave the company and get a job, how long does their coverage carry over?
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Old Jan 8, 2014, 07:45 PM   #5
MyMac1976
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apply to part timers?

How about they just unionize.
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Old Jan 8, 2014, 08:07 PM   #6
jkcerda
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apply to part timers?

How about they just unionize.
so we can bail them out like GM? or so they can go bankrupt like Hostess?
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Old Jan 8, 2014, 08:16 PM   #7
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so we can bail them out like GM? or so they can go bankrupt like Hostess?
You clearly have little to no idea what your talking about when it comes to Unions.

Hostess was suffering from declined sales, and ****** management that was unable to compete with new products. Their old 1950s lineup couldn't keep them in business. The Management took what was left of the companies coffers and gave themselfs a 60 million dollar golden parachute.

GM suffered from bad management, bad engineerings, building ****** cars for high prices that no one wanted. 20 years of unreliable junk.

Totally the workers fault.
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Old Jan 8, 2014, 08:27 PM   #8
jkcerda
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You clearly have little to no idea what your talking about when it comes to Unions.

Hostess was suffering from declined sales, and ****** management that was unable to compete with new products. Their old 1950s lineup couldn't keep them in business. The Management took what was left of the companies coffers and gave themselfs a 60 million dollar golden parachute.

GM suffered from bad management, bad engineerings, building ****** cars for high prices that no one wanted. 20 years of unreliable junk.

Totally the workers fault.
yeah, it was only bad management, over paid employees with good pensions had nothing to do with it.
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Old Jan 8, 2014, 08:29 PM   #9
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So is the right changing what they are referring to as Obamacare? I'd always seen them using that term to refer to the ACA as a whole which I'd assume these plans offered by Walmart to its employees comply with....
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Old Jan 8, 2014, 08:32 PM   #10
jkcerda
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So is the right changing what they are referring to as Obamacare? I'd always seen them using that term to refer to the ACA as a whole which I'd assume these plans offered by Walmart to its employees comply with....
the ONLY way the right will change Obamacare to the ACA is when it start working

plans are supposedly better, co-worker is looking into it.
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Old Jan 8, 2014, 08:50 PM   #11
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the ONLY way the right will change Obamacare to the ACA is when it start working

plans are supposedly better, co-worker is looking into it.
Well, the single most expensive plan available to me on the exchange will be about $650 per month cheaper than my current group plan once my group plan raises rates in the spring. That's over $7,000 per year. Before, I was on the only plan in the state of Georgia to offer maternity coverage to individuals, and it was even more expensive than the plan I have now. So the savings would probably be even more. And, as far as I can tell, all of our current doctors are included on that plan.

Of course, the media doesn't jump on stories like that because they don't cause outrage. Believe it or not, it is working for plenty of people.

As for the OP…awesome…WalMart is offering a group plan which might be cheaper than they can get elsewhere.
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Old Jan 8, 2014, 08:52 PM   #12
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… so they can go bankrupt …
best idea yet
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Old Jan 8, 2014, 08:59 PM   #13
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How about they just unionize.
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Originally Posted by jkcerda View Post
So we can bail them out like GM?

Or so they can go bankrupt like Hostess?
Don't fret, Wal*Mart has a history of closing stores that vote for collective bargaining, i.e. a union.
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Old Jan 8, 2014, 09:09 PM   #14
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Don't fret, Wal*Mart has a history of closing stores that vote for collective bargaining, i.e. a union.
Good. Better safe than sorry

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best idea yet
Yeah, I'm sure bugger king & crapdonalds can hire all the displaced workers
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Old Jan 8, 2014, 09:15 PM   #15
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yeah, it was only bad management, over paid employees with good pensions had nothing to do with it.
Now you've really shown you have nothing but a bone to pick. The hostess employees took pay cuts multiple times to keep working there. Each time that money wasn't used to revise anything, it was simply given away as bonuses.
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Old Jan 8, 2014, 09:15 PM   #16
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Well, the single most expensive plan available to me on the exchange will be about $650 per month cheaper than my current group plan once my group plan raises rates in the spring. That's over $7,000 per year. Before, I was on the only plan in the state of Georgia to offer maternity coverage to individuals, and it was even more expensive than the plan I have now. So the savings would probably be even more. And, as far as I can tell, all of our current doctors are included on that plan.

Of course, the media doesn't jump on stories like that because they don't cause outrage. Believe it or not, it is working for plenty of people.

As for the OP…awesome…WalMart is offering a group plan which might be cheaper than they can get elsewhere.
WTF do you people work that your bennies are that bad? I pay $150 a month, up from $120 last year, for full coverage of my wife and child. It almost makes me think that people make these numbers up.
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Old Jan 8, 2014, 09:23 PM   #17
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WTF do you people work that your bennies are that bad? I pay $150 a month, up from $120 last year, for full coverage of my wife and child. It almost makes me think that people make these numbers up.
Does your employer contribute anything,?

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Now you've really shown you have nothing but a bone to pick. The hostess employees took pay cuts multiple times to keep working there. Each time that money wasn't used to revise anything, it was simply given away as bonuses.
Can you back that up? Last I heard one of the 2 unions decided to continue with the strike
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Old Jan 8, 2014, 09:27 PM   #18
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Does your employer contribute anything,?

----------



Can you back that up? Last I heard one of the 2 unions decided to continue with the strike
Sure, while I'm getting the articles how about you back up your claims.

http://www.alternet.org/corporate-ac...age=1#bookmark
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Old Jan 8, 2014, 09:29 PM   #19
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Sure, while I'm getting the articles how about you back up your claims.

http://www.alternet.org/corporate-ac...age=1#bookmark
What in particular do you want me to back up?

Catch you from home. In a while
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Old Jan 8, 2014, 09:34 PM   #20
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What in particular do you want me to back up?
How about the "overpaid employees" part? The FACT is that the vast majority of workers there took multiple pay cuts in the last 5 years of the company, while management rolled that into their own bonuses. I'd be pretty upset about having my salary cut from $45,000 to $35,000 in five years, only to be told that we're gonna take another 8% and cut the health benefits another 17%.

This was a clearcut example of vulture capitalism, but clearly it was the workers own fault, how dare they expect a middle class income when working for a company for 15+ years? :roll eyes:
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Old Jan 8, 2014, 09:48 PM   #21
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How about the "overpaid employees" part? The FACT is that the vast majority of workers there took multiple pay cuts in the last 5 years of the company, while management rolled that into their own bonuses. I'd be pretty upset about having my salary cut from $45,000 to $35,000 in five years, only to be told that we're gonna take another 8% and cut the health benefits another 17%.

This was a clearcut example of vulture capitalism, but clearly it was the workers own fault, how dare they expect a middle class income when working for a company for 15+ years? :roll eyes:
You are stuck on hostess. Over paid applies to GM
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Old Jan 8, 2014, 09:50 PM   #22
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You are stuck on hostess. Over paid applies to GM
Yea, it was the workers that decided to make decades worth of **** cars that were overpriced, poorly constructed, and missed the market entirely.

Man those workers really know how to screw up a company with their huge decision maker powers.
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Old Jan 8, 2014, 09:54 PM   #23
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Yea, it was the workers that decided to make decades worth of **** cars that were overpriced, poorly constructed, and missed the market entirely.

Man those workers really know how to screw up a company with their huge decision maker powers.
I can almost taste the sarcasm It was a combination of things. Crap designs , unreliable cars , over paid employees (including management) leaves little to no room to recover. We had no business bailing them out at all, they should have folded
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Old Jan 8, 2014, 10:51 PM   #24
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Well, the single most expensive plan available to me on the exchange will be about $650 per month cheaper than my current group plan once my group plan raises rates in the spring. That's over $7,000 per year. Before, I was on the only plan in the state of Georgia to offer maternity coverage to individuals, and it was even more expensive than the plan I have now. So the savings would probably be even more. And, as far as I can tell, all of our current doctors are included on that plan.

Of course, the media doesn't jump on stories like that because they don't cause outrage. Believe it or not, it is working for plenty of people.

As for the OP…awesome…WalMart is offering a group plan which might be cheaper than they can get elsewhere.

Exactly.

On top of that, the Affordable Care Act is also covering individuals in states that accepted the Medicaid expansion. Since Walmart pays such low wages, thus leaving their employees below the poverty line, these very employees in a Medicaid expanded state can apply for and receive full coverage under the program, giving them essentially free healthcare.
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Old Jan 8, 2014, 10:53 PM   #25
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http://management.fortune.cnn.com/20...kies-bankrupt/
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So far, in a courtroom near Manhattan and in a negotiating room in downtown Washington, they haven’t come close, although a deal could happen even as you read this. The dramatis personae are impressive: the Teamsters; two large hedge funds, Silver Point Capital and Monarch Alternative Capital; and the private-equity firm Ripplewood Holdings. In an acrimonious behind-the-scenes war — refereed by a federal judge — they wage hostilities over who will get what crumbs from a disintegrating corporate cookie; whether that business can and should be resuscitated; the degree to which fabulous pension plans are anachronistic; whether promises made in collective bargaining ought to be sacrosanct; and just how important it is to save 15,000 union jobs. “There aren’t great options here,” former U.S. House Majority Leader Dick Gephardt told Fortune. Gephardt is now a lobbyist and consultant with connections to Hostess and the Teamsters. “People will have to pick the one that’s a little bit better.”
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