Throughout my career, I've had very little first-hand experience in the retail end of business. So I was a little surprised to learn that a) many businesses still take checks from retail customers and b) the costs of continuing this policy seem far out of proportion to any benefits. Which brings up the question: Why don't businesses en masse announce that as of XYZ date they won't accept checks as payment? Pretty much everyone has a debit card these days, if not a whole wallet full of credit cards. And for those luddites who eschew the banking system, there is still good old cash (although businesses still get burned with counterfeit bills from time to time.) I think checks still have a place in business-to-business transactions; and (maybe) in ongoing financial relationships (ie. utilities, mortgage payments, etc.) - although the need for that is fast disappearing too. Can anyone give me a good reason businesses ought to keep accepting checks these days - I'd be curious to know.