Help settle a debate. The issue is whether a single user of a computer should have both an administrative account and a regular account, using the regular account for day-to-day activity. The computer is often connected to the internet or LANs, and is accessed remotely for various tasks. There are also all the normal cloud sharing things going on, like Dropbox, box.net, SpiderOak, etc, but it's not like it's a dedicated file server. My feeling is that having one account with admin privileges is sufficient, since Apple has set up things so that you'd need to enter the admin password for most changes to the system. And that if this password were compromised access could be gained even if one were logged on as a non-admin. So why mess with a non-admin account on a non-shared Mac? Thoughts?