This doesn't affect me right?! I do A LOT of online banking, I'm too lazy to go to the bank. And this is what makes me paranoid, I know I'm on a Mac, but still, I need reassurance... Am I safe from all of this? Or is this done at a network level or something... EDIT: I dont do anything stupid like 'confirm my password' and junk like that, but I also don't even think about virus risks and such... And I'm also on wireless (WPA)... Does this affect my 'risks'?