This question is to AMEX users. Is an iphone bought on contract (AT&T) eligible for purchase protection? Im looking to take my iphone 5 instead of my beat up 4 when i go to Europe next week. I was curious though, if my iphone becomes damaged over there from a drop or bump (NOT STOLEN), when i get back into the states and get a replacement from Apple for 229, will AMEX reimburse me? It says i have 90 days from purchase and up to 1,000 per occurrence. Just curious if my iphone would be covered under this protection.