Apple Pay to Work With Mobile Websites Later This Year

Discussion in 'MacRumors.com News Discussion' started by MacRumors, Mar 23, 2016.

  1. MacRumors
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    MacRumors

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    [​IMG]


    Apple is planning to expand apple pay to allow iOS users to make purchases from websites later this year, reports Re/code. With the change, Apple Pay will be available to customers who visit websites and make purchases using the Safari browser on iPads and iPhones.

    Currently, Apple Pay can be used to make purchases in brick and mortar stores and in third-party apps that support the service. Expanding Apple Pay to the Safari browser will alleviate the need for customers to download a store's app to make a payment with Apple Pay, resulting in a payment service that is more convenient and more closely resembles services like PayPal.

    [​IMG]

    Apple is also said to be considering making Apple Pay available on Macs, but it is not clear how that would work without a fingerprint sensor.
    As when using Apple Pay to make a payment in an app, customers who make a purchase from mobile Safari will be able to do so without entering an address or a payment method, as that information is provided by Apple Pay and authenticated through a fingerprint.

    Apple is said to be telling partner websites that the new Apple Pay feature will be available before the holiday shopping season, and Re/code believes an announcement could potentially happen at this year's Worldwide Developers Conference.

    Apple Pay is now available in the United States, United Kingdom, Canada, Australia, and China, and it is expanding to additional countries later this year. Other rumors for the future of Apple Pay include a potential person-to-person payment feature that mimics Square Cash or Venmo.

    Article Link: Apple Pay to Work With Mobile Websites Later This Year
     
  2. VertPin
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    VertPin

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  3. Stuey3D
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    Stuey3D

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    #3
    I wonder how long it will be before we have a MacBook/iMac with fingerprint sensors and Apple Pay then if this is coming out, thats the next logical step.
     
  4. BMcCoy
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    BMcCoy

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    Maybe thats the delay with new macbooks - they're prototyping where on the keyboard to put the TouchID button...
     
  5. jozero
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    No way its "available in Canada". Making it available to American Express Card holders, which no one has in Canada, doesn't make it available here.
     
  6. t0mat0
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    t0mat0

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    Can't wait - it'll cut a lot of friction for mobile sales.
     
  7. gsmornot
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    gsmornot

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    If they enable it for Mac, I want to be first in line with my mini at the register. I will have to borrow an outlet from the checker and a port on their display but you know it will be sweet.

    I should add something here that adds to the topic too. The main reason I have store apps at the moment is rewards points. Some allow payment via the app but thats not the main reason I have them loaded. Ahh, more Apple Pay is good for me though, I use it everywhere I can. I have even paid a little too much for gas twice just to pay from my car with the SpeedPass+ app. (uses Apple Pay if you did not know yet)
     
  8. Keymaster
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    You don't need a fingerprint sensor on the Mac, you have the Mac connect to your iPhone/iPad and get the confirmation that way. It's just an extension of what you have now with the integration between your iPhone, iPad and Mac that allows phone calls to be picked up on whichever you choose when you receive one. There will have to be some work to make sure it's a rock solid secure transaction, but the pieces are there, and it will work with all of the Macs and not just the laptops.
     
  9. tmiw
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    #9
    Cool, but I can't help but think that this is an admission that Apple Pay hasn't been as successful as they have hoped. Also, why not just have an iCloud login box pop up on the Mac? They already do that for App Store purchases.
     
  10. cmChimera
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    cmChimera

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    Please give me Apple Pay and Touch ID on Macs.
    --- Post Merged, Mar 23, 2016 ---
    Because that isn't Apple Pay.
     
  11. tmiw
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    #11
    The Secure Element and tokenization is the important part of Apple Pay, not the authentication method. Note that you can already use a PIN to pay instead of Touch ID.
     
  12. mdelvecchio
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    mdelvecchio

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    make your stores get NFC readers.
     
  13. Westside guy
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    Westside guy

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    Don't tell Apple - tell the stores! They're the ones holding everything up...

    When implemented correctly, Apple Pay is a pleasure to use. Several of our local businesses have recently started supporting NFC payments. Some do it correctly (e.g. McLendon's Hardware); while some have bungled it (e.g. Mud Bay Pet Supply). Then there are places like McDonalds, where it works great if you walk in but they've bungled it in the drive through (you put the reader on the cashier's terminal?!)

    In any case, this latest announcement is welcome news!
     
  14. yaxomoxay
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    yaxomoxay

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    Not sure it's the only solution.
    I went to TWO Walgreens in TWO different cities, and tried to pay with apple pay. Both failed.
    The second time the lady at the counter even said "Oh, the Apple thinghy never works. Samsung yeah - that's much better if you want to pay with your phone".
    It burned.
     
  15. iosiseasy
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    #15
    People have Amex Cards. A large percentage of people I know do. But it is a huge detriment that it still doesn't work with MC and Visa.

    The fact that banks think they can do it better is ludicrous.
     
  16. yaxomoxay
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    yaxomoxay

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    Very true.
     
  17. Andres Cantu
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    Andres Cantu

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    Good news. The more places, the better! It will help with faster adoption in one way or another.
     
  18. rwilliams
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    rwilliams

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    #18
    I used to have a USB fingerprint reader for Windows. There's no reason Apple can't make one.
     
  19. macduke
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    macduke

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    #19
    I buy stuff (mainly food) with my Apple Watch all the time. It doesn't have a fingerprint scanner. Works even without my iPhone. Not sure why the same couldn't work for the Mac?
     
  20. tmiw
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    Ha. I don't know about elsewhere but American retailers resent the fact that they have to take cards at all. Most smaller businesses require minimum amounts or outright charge extra if you use one while large retailers are constantly suing Visa and MasterCard because of the fees. Combine that with retailers also suing because of the chip card migration and I wouldn't hold my breath on universal NFC acceptance any time soon. (If anything, they're going to forego NFC despite having the hardware if it means they get to accept chip cards a few months sooner.)

    IMO retailers would probably be okay with the whole idea if people stopped using cards at all for anything under $50-100 or so and only used debit cards for anything above that amount. Cards were originally intended as a replacement for checks, after all.
     
  21. cmChimera
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    cmChimera

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    Yes I know, but I would prefer to have Touch ID. Not just for Apple Pay, but for passwords.
     
  22. Westside guy
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    Westside guy

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    #22
    Your phone has an NFC chip, which your Mac does not. However the phone version appears to allow PIN authentication as a fallback if fingerprint auth isn't working... so perhaps something along those lines would work on a computer. Or, some sort of pairing with your iPhone's fingerprint reader - something loosely analogous to how Amazon does 2-factor auth with SMS.

    But I'd want to vet any sort of a computer-based Apple Pay setup very carefully, since most people don't treat their computers nearly as protectively as they treat their phones.
     
  23. Chaka Jon
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    Weird. I find Walgreens Apple Pay to be the most reliable of any of the stores I shop at. Always works (and for debit cards you don't have to enter your pin — unlike Trader Joe's which makes you go through the process like a regular debit card).

    Speaking of Trader Joe's, Apple Pay never works the first time. Always the second time. Seems to be the same experience at Rite Aid too.

    I still get cashiers that have never had a customer use Apple Pay, especially on an Apple Watch.
     
  24. stulaw11
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    Sounds like their NFC hardware or software is the issue since its the one chain. They all have a backend as per above some require a PIN some don't and different procedures.

    And Samsing's solution is fine for now but strips are being phased out starting this year completely. It's only a matter of time before Samsung's tech is obsolete and Samsung's take NFC too. It's not like Android is losing in this equation.

    The major issue here is stores dont want to pay to upgrade their terminals. And even if they do, NFC is still an extra cost above EMV capability.
     
  25. TheIguana
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    TheIguana

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    #25
    How about get more banks outside the "great" USA on board!
     

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