You typically have other things in a wallet as well, including cash sometimes. There is also a security issue, both in terms of losing the phone, and potential hacking since the phone is often connected to the internet. I prefer to have these things separate. A lot of innovation is engineering driven without regards to actual benefits, it's more an attitude of; just because it's possible, let's do it.
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Apple Predicted to Adopt NFC in iPhone 6 as Core Technology for Mobile Payments System
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You typically have other things in a wallet as well, including cash sometimes. There is also a security issue, both in terms of losing the phone, and potential hacking since the phone is often connected to the internet. I prefer to have these things separate. A lot of innovation is engineering driven without regards to actual benefits, it's more an attitude of; just because it's possible, let's do it.
No. How will you the phone know what card that you are meant to add the charge too?
When it comes to payments, limited range is a big advantage. You do not want too transmit you payment data to entire mall. With WiFi, what if every register on your floor decides to accept your payment? Do you really want that? BT is a little better but not by much. You can't pay by just touching the register by your phone because BT can sense your phone from several feet away.
NFC has not taken off for payments.
Of course, Apple can single-handedly change that if they wish! They own the hardware and the software and the most viable developer base... they can make things succeed in the market that no other phone maker can.
Also, having NFC and BTLE in one system, able to use either, could be nice flexibility.
That said, there's too little smoke for me to believe it yet.
Of course, Apple can single-handedly change that if they wish! They own the hardware and the software and the most viable developer base... they can make things succeed in the market that no other phone maker can.
Also, having NFC and BTLE in one system, able to use either, could be nice flexibility.
That said, there's too little smoke for me to believe it yet.
Just like MacRumors said it would on the iPhone 5 and then on the 5S and 5C.
Keep predicting it every time and maybe you'll get it right.
Keep predicting it every time and maybe you'll get it right.
Only three years after everyone else... something something innovation....
I was thinking more along the lines of something something nfc done right
Plenty of anecdotal evidence in this thread to show that
a) contactless payments are already in use, but vary widely in prevalence, even by country/city
b) the technology is not the challenge.. (apart from perhaps interoperability, which needs to be agreed across the large retailers and banks)..
it's the user interface, process and feedback with the system that needs to be not just 'user-friendly' but carry a significant advantage over current payment methods.
On the handful of occasions when I've used a visa debit contactless card, I think it took longer, as I wasn't sure when to touch my card to the reader (there was no visual indicator for 'touch now') or when it had been received (there was no 'bleep' or green light) and no feedback to me that the correct amount had been taken, and just once, etc.
A phone could display that information, so feedback is an advantage over a contactless card.
But the process needs to be equally refined, and that's where the retailers and banks come in, and a phone manufacturer - even Apple - may have insufficient control over.
I hope they can overcome this though.. perhaps by looking at the many public transport systems across the world that use some kind of contactless card to access through automatic gates. Oyster cards in London. Suica cards in Japan. EZ-Link cards in Singapore.
a) contactless payments are already in use, but vary widely in prevalence, even by country/city
b) the technology is not the challenge.. (apart from perhaps interoperability, which needs to be agreed across the large retailers and banks)..
it's the user interface, process and feedback with the system that needs to be not just 'user-friendly' but carry a significant advantage over current payment methods.
On the handful of occasions when I've used a visa debit contactless card, I think it took longer, as I wasn't sure when to touch my card to the reader (there was no visual indicator for 'touch now') or when it had been received (there was no 'bleep' or green light) and no feedback to me that the correct amount had been taken, and just once, etc.
A phone could display that information, so feedback is an advantage over a contactless card.
But the process needs to be equally refined, and that's where the retailers and banks come in, and a phone manufacturer - even Apple - may have insufficient control over.
I hope they can overcome this though.. perhaps by looking at the many public transport systems across the world that use some kind of contactless card to access through automatic gates. Oyster cards in London. Suica cards in Japan. EZ-Link cards in Singapore.
but wheres the mockup?
i have yet to see most stores / restaurants etc. even excepting credit cards to begin with in many places of europe, like germany is sooo behind on credit cards granted they have their own "EC Cards" but still
i have yet to see most stores / restaurants etc. even excepting credit cards to begin with in many places of europe, like germany is sooo behind on credit cards granted they have their own "EC Cards" but still
In a way it is/ By blindly accepting the shortcomings of Apple products we all do the company a disservice (aka "haterism")
People make payments through the iPhone already for years. That has not changed. Using iBeacon technology it can sense how far away the phone is down to inches. Its something I've tested myself and is quite accurate.
HobeSoundDarryl
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Anyways, if the iPhone got NFC just now, how would they explain it at the unveiling? It may be a bit difficult to explain at this point in time. "We noticed that many of our competitors have NFC, so in order to compete we have included NFC in our phone."
No, Apple would change the standard or adopt their own variation (heavily patented of course) in hopes of motivating global adoption of their solution instead of NFC. The spin would be how terrific the technology already out there could be BUT <insert a few jabs at anything that can be spun wrong with it now>. Then, "introducing NFC 2 <rebranded with some uniquely Apple name> which might have some compatibility with NFC but will generally need the world to license the variant from Apple to make it work as good as it will be spun.
6 months later: "Apple did NFC right"
2 years later: "Apple invented NFC"
Bottom line NFC needs Apple!Insert
"Apple will never adopt NFC"
"NFC is dead technology"
"NFC is a fad"
with NFC you theoretically wouldn't need to carry all of your credit cards.
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Better be in both, for being such an expensive phone. What if you happen to not be wearing the watch, or don't have one. If they want full adoption, they will add the functionality to as many devices as possible.
You must live under a rock.. If you're in the US/Canada, have you ever been to a McDonald's, Tim Horton's, Petro-Canada, Metro, etc? Sorry most of my examples are Canadian, but I've even paid for a Coke out of a vending machine in Orlando with them.
Someone correct me if I'm wrong, but it utilizes those contactless payment terminals. I use them every day with my MasterCard when filling up for gas, or paying for groceries.
The iPhone could become an Oyster card. I wouldn't say no to that although, soon you will be able to use your debit/credit card as oyster as well (currently limited to buses only).
Meaning you would need the credit cards with the NFC chip inside? It would not be possible to use NFC of a phone to make payment instead? If the credit card companies went along with it.
It's equally unattractive and juvenile from both sides. Fanboys, whether for Apple, Android, or whomever, really need to stop with the flaming. One would almost think the demographic of this site was 12-15 year olds with some of the comments.
Your discourse with kdarling re; Apple/Samsung possible settlement was more of what this site should be, IMO of course.
Not going to happen. Just don't see Apple wasting money incorporating a needless feature like NFC.
Anyways, if the iPhone got NFC just now, how would they explain it at the unveiling? It may be a bit difficult to explain at this point in time. "We noticed that many of our competitors have NFC, so in order to compete we have included NFC in our phone."
I would suspect if Apple does include this, there have been significant discussions with some major retails brands already. An announcement would have some decent weight if they were able to toss up a couple of dozen logos (Nike, Sephora, Aeropostal, Tommy Bahama, Gap/Gap Kids, Gymboree, Lululemon ... department/discount stores like Target) with a nice declaration of supported in these retailers before Christmas!
Shes definitely the new strategist around mobile payments and retail:
http://9to5mac.com/2014/05/19/angel...emphasis-mobile-payments-revamped-experience/
Though Im sure would be working closely with Eddy Cue for backend services implementation as well as the iOS dev team/Ive for user experience.
Are you really suggesting that stuffing the stores with iBeacon sensors to improve triangulation accuracy is a technically better solution?
Strange. Im in Montreal, Canada and almost all retail stores, gas stations etc with the exception of mom and pap's convenient stores, have had their terminals updated to take NFC payments from Visa, Mastercard(paypass) and even our debit cards have nfc built in.
I find it really convenient and use it all the time if the terminal takes it.
On another note, i've never understood why cellphone carriers have restrictions on allowing nfc in some countries.
E.g here in Canada, all the Android phones that have NFC built in, have had the nfc for payment feature disabled. e.g Google wallet does not work here and even though google has moved from google wallet to that other thing, its still blocked here..