Apple offers a seemingly great finance plan if you cannot currently afford one of their products. There are two plans available that both claim to charge no interest if paid within the given time frame. The first one being no interest if paid within 6 months for purchases of $999 or less. The second one is no interest if paid within 12 months for over $999. Barclay is the finance company not Apple of course. This seems like a very good deal (if you pay within the time frame of course). Other than very high interest rates after the 6 or 12 month period, are there any other things that I should know about before choosing this option (good or bad)? What have you experienced with this method of payment?