Are iPods too risky to insure?

Discussion in 'MacBytes.com News Discussion' started by MacBytes, Dec 21, 2005.

  1. macrumors bot

    Joined:
    Jul 5, 2003
    #1
  2. Moderator emeritus

    mkrishnan

    Joined:
    Jan 9, 2004
    Location:
    Grand Rapids, MI, USA
    #2
    I had this discussion with my insurance agent when I came to Florida, although more in the context of my iBook... I don't have any special insurance for it or my iPod, though.

    The "business case" about the cost of lost music is ridiculous though... I don't see people having music to which they have legal access and which they keep only on their iPod.
     
  3. macrumors 68040

    maya

    Joined:
    Oct 7, 2004
    Location:
    somewhere between here and there.
    #3
    What has this work come to, where one requires insurance on a consumer electronic music player?

    And here I was thinking that insurance on celebs body parts was crazy. :eek:

    Some people really. :rolleyes:
     
  4. macrumors regular

    BOOMBA

    Joined:
    Dec 27, 2001
    #4
    I think it all depends on which celeb and which body parts.

    :)
     
  5. Moderator emeritus

    mkrishnan

    Joined:
    Jan 9, 2004
    Location:
    Grand Rapids, MI, USA
    #5
    AppleCare is also a form of insurance available for a consumer electronic music player... I guess it's always a cost-benefits analysis. If you feel the risk of theft or damage is high enough, in comparison to the premium, it might be worth it, just as if you feel the risk of a late-showing defect is high enough, you buy AppleCare (which I also did not buy).

    I personally think that anyone likely enough to have theirs stolen / broken whatever enough to justify the insurance cost is also going to get slapped with increased premiums, though, making it not worthwhile. :eek:
     
  6. macrumors G4

    Applespider

    Joined:
    Jan 20, 2004
    Location:
    looking through rose-tinted spectacles...
    #6
    Mine's on my standard household insurance; not named; as a personal item up to £250 which is covered in and out of the house. When I had my handbag snatched last year, they replaced my iPod without a problem and my premiums went down this year (then again, it was my first claim in 8 years)
     

Share This Page