You are ABSOLUTELY CORRECT. AT&T took the risk, and did one bang up job handling the onslaught of the smartphone era. It's pathetic to see all these folks who want everything for free. AT&T is a BUSINESS. They have to answer to shareholders. They can't build the largest and fastest (BY FAR) network in the world and then provide it for free.
Many of these folks posting here are jokes and its a shame...
If you think about this idea, it allows companies to pickup the tab for your business. They will likely get a better rate and that lower cost will trickle down through basic economics....
Funny, it T-Mobile had this idea, all the leeches would be singing their praises