ChrisBrightwell said:
first, download
snapshooter. its pretty easy to use, i dont think it needs explaining. it comes with a bunch of borders, but if you want to add more, just download them (sometimes there will be an option between snapshooter and photoshop, just choose snapshooter). once you've downloaded them, go to file in snapshooter and choose add border. sometimes you will need to quit and reopen snapshooter to get them to show up.
you can find some good borders available for download
here.
Once you're done with snapshooter, you'll have two files, one will be the full and one will be the border. upload both to a sight similar to flickr.
Then, copy the image location of the full picture and put it in as the url of a link. when you choose the text of the link, copy the image location of the border (make sure its full size or it may look weird), and then paste it as an image for the link text. i know i didnt describe it the best, but here's what it'll look like:
Code:
[URL*="image location of full picture"][IMG*]image location of border[/IMG][/URL]
ignore the asterisks, i just put them there so it would show the full context of the text. i hope this helps