Hi all, I have saved up some money (10k) and thinking of what to do with that. Here is my situation: I live in Chicago suburbs, with good public transporation. My roommate also has a car and we use that one for groceries. But it's not a good thing to borrow his car since insurance/personal problem. Also my workplace is walkable from home. 1) Buy a used car: Go out of town sometimes, and network with people (this is especially beneficial as most of the time now I just work, and stay at home/do grocery in weekends) Chicago has a lot of cool places not reachable by public transporation or will be very time consuming (1-2 hours one way). And driving itself is so relaxing. 2) Not buying it: Use Zipcar or car rental, but rightnow I'm not eligible for Zipcar yet due to 1 year driving history requirement. Probably I'll use the money to invest then, but it'll be all work for me then ..