Hello, I plan tone purchasing a MacBook Pro in the next few weeks, and I wanted to do the financing plan. The thing is that I have more than enough money for it, but I can't imagine spending that kind of money at once. I have ZERO credit (current college student; no need for a credit card) and I hear that it is pretty difficult to be approved for a barclay card. Is there anything I can do tobe approved for the card? Could I pay $600 up front and finance the rest? I want to build some credit and not dump part of my bank account on one purchase. Any advice is welcome.