I am looking into getting myself a new credit card. My current one would still be a back up. What I am looking for is something with cash back and more importantly zero fees. Right now my top 2 picks are American Express and Discover. The thing about AMEX that is getting me is they say there is a $5.00 statement copy fee. Is that fee that is charged every month or is that only if I request a new copy of the statement? Is there some other credit cards I should look into?