Recently I got my student bill in the mail detailing I owed a total of 16 grand for the fall semester. Where did all of the financial aid go? Well, this idiot here didn't realize that you had to re-file the FAFSA (free application for student aid) every year and that it didn't just renew itself provided you still attended the school and your financial cicurmstances didn't change. Now I'm seriously at a loss for what to do. Does this mean I'll have to skip a semester? Or the whole year? I don't know what my options are at this point. I've thought of either doing a semester/year in a school here (I'm currently on vacation in the Dominican Republic, where my parents recently permanently moved) or I can go back to the States and work for a semester while living with my aunt. Another desperate option is to just take out a loan for the whole school year but of course that'd be the worst thing I could ever do so I'm just crossing that out. I don't know what to do. I had so much to look forward to this year: the job promotion I got on my on campus job and obtaining a retreat leader position in campus ministry. I just don't know if I can handle losing out on a whole year or if they would even take me back. I contacted the school's financial aid office but no word yet. Any advice you guys can offer?