I just pre-ordered online, a $399.99 64GB iPhone5 (Black) from Verizon Wireless because they (Verizon) offered me a $30 phone upgrade discount credit bringing the price down to $369.99. The sales tax in my area (San Francisco Bay Area) is 8.75%. The sales tax for my iPhone5 came to $74.37, so must have been based on the full retail ($849.99) price of the iphone5, and not my $399.99 2 year contract renewal price. If ordered from Apple, would Apple calculate the sales tax differently? In addition, Verizon charges a $30 upgrade activation fee. Would this fee be charged if my Verizon iPhone5 were ordered from Apple instead? Thanks.