I need a new phone for my wife on TMobile. We will be paying the I subsidized price. The Lumia 521 will be $149 unsubsidized. She will be moving from a first gen iPhone and had previously had an Android device. The iPhone is just too expensive. The Nexus 4 is a bit tough for us to cover as well ($299 unsubsidized). I can wait a month to get the phone. I think these W8 phones look nice. I understand that there aren't a lot of apps for it. Is there any other reason to look passed this phone?