What I'm looking to do is create a wallpaper with my favorite album covers. I'd like to essentially drop the cover art into frames of some sort. Something like this site has with their wallpaper previews: http://www.hdwallpapers.net/abstract-wallpapers-11 . Are there any web sites out there that has downloadable .PSD files so I can achieve this? And yes, I'm an absolute Photoshop noob.