Does anyone know what happens when you get speeding ticket in the school zone, and also the road condition is "wet"? I know what happens when you just speed, but school zone and rainy day will probably make it worse. This is my first ticket ever, I was doing 36mi/hr where the limit was 20. The limit is 35mi/hr on that road when it is not a school zone, I just did not notice light flashing. I have to appear in court at the end of this month, so I'd like to know what I shall expect there and maybe hear some advice Also, I did not have insurance card in the car(I had it at home), so I got another ticket for that. Will I have to pay the fee for that if I show in court that I actually had the insurance active for that date? Thanks in advance for any comments.