State Farm - iPhone Insurance

Discussion in 'iPhone' started by Malamutt, Sep 26, 2007.

  1. macrumors regular

    Joined:
    Jul 10, 2007
    #1
    So after reading the threads here I contacted State Farm and asked my local agent if they insured the iPhone. The answer was "Yes" as long as you already had another policy with them.

    So two weeks ago I decided to insure my iPhone. $30 for 1 year. Pretty damn good deal. No deductible, covered loss, theft, etc etc...

    Yesterday I receieved a letter in snail mail stating that they were cancelling my policy because they do not cover "cell phones"

    Anyone else get their iPhone insured with State Farm have this happen to them?

    :apple:Malamutt
     
  2. macrumors 65816

    Rooskibar03

    Joined:
    Feb 5, 2007
    Location:
    State of Denial
    #2

    This sux. You are like the 5th person with SF and my agent totally claims no cell coverage anymore. I have 5 friggen policies with them too..
     
  3. macrumors 68000

    Sobe

    Joined:
    Jul 6, 2007
    Location:
    Wash DC suburbs
    #3
    I was told no by state farm as well.

    In my situation, they had a $1000 limit for personal property so they said they couldn't do it.
     
  4. macrumors 6502

    Joined:
    Jul 30, 2007
    #4

    I have my iPhone insured with state farm and did not receive any such letter, in fact I spoke to my agent yesterday on another issue and he never said anything about it either.
     
  5. macrumors 6502a

    Speedracer04

    Joined:
    Sep 8, 2006
    Location:
    Michigan
    #5
    I have my policy in hand, $30/year, no deductable. Specifically states its a cellphone coverage (personal artifacts plan).

    I have no previous policys with them.
     
  6. macrumors 6502

    mpuck972

    Joined:
    Aug 31, 2007
    #6
    I have both my iPhone and my Dell laptop individually insured on different 'personal property' policies. This is an agent by agent decission, maybe call a few others in the area until you find one willing to do it?

    I also have my truck, motorcycle, and renters insurance through my agent, so maybe they base it on how reliable they feel the policy will be. I'm sure they have some sort of percentage scale they work off of to determine how likely someone will be to file a claim, and then they go by that.
     
  7. macrumors newbie

    Joined:
    Apr 22, 2009
    Location:
    Michigan
    #7
    I was just wondering if you would give me the name of your agent. I am also in Michigan and would like to insure my Iphone.

    Thanks
    trailmaker03@hotmail.com
     
  8. macrumors 6502a

    theDUB

    Joined:
    Nov 15, 2008
    Location:
    SLT, CA
    #8
    I would call that agent back and say WTF?
     
  9. macrumors regular

    Joined:
    Sep 7, 2008
    Location:
    Orange County, CA
    #9
    I had a policy with them and broke my iphone's screen a few months later. I filed my claim and they sent me the payment, and then cancelled my policy. It was still good to have it for the time i did. I wish i still had it.
     
  10. macrumors 6502a

    Aaleck

    Joined:
    Oct 11, 2007
    Location:
    Michigan, USA
    #10
    haha, I didn't know state farm covered/covers iPhones... will have to look into that. Only question I have is what happens if something happened to it? Would you get the full price back for the phone, a repalcement? Or...?
     
  11. macrumors demi-god

    fishkorp

    Joined:
    Apr 10, 2006
    Location:
    Ellicott City, MD
    #11
    I was told by my agent that they recently stopped covering iPhones due to large number of fraudulent claims :mad: My phones were covered, now they are not.
     
  12. macrumors regular

    Joined:
    Sep 7, 2008
    Location:
    Orange County, CA
    #12
    They cut me a check for the early upgrade ($399 + tax) and had me show them that I had gotten a new phone
     
  13. macrumors 68000

    Abyssgh0st

    Joined:
    Jan 12, 2009
    Location:
    Norman, OK
    #13
    Question:

    Does State Farm still cover iPhones, as of today? 4/22/09.
     
  14. macrumors newbie

    Joined:
    Jun 30, 2010
    #14
    insurance no more

    I just tried to get insurance on my iPhone 4 with state farm. The agent told me that it was all set up but then when they sent the paperwork in to have it underwritten it was denied.

    State farm no longer insures any cell phones :(
     
  15. macrumors G3

    Joined:
    Nov 7, 2007
    Location:
    New Sanfrakota
    #15
    State Farm is doing you a favor. Always a bad idea to insure through a company if you have another policy (car/homeowner insurance) with them, because a claim will count toward the other policy and you'll get dropped.

    Either self-insure or get a dedicated insurance.
     
  16. macrumors 68040

    Joined:
    Apr 14, 2010
    Location:
    Washington State
    #16
    They may have not realized State Farm stopped covering cellphones. They covered my old iphone but according to my agent, I think in either March or May they got a memo saying they no longer were going to insure cellphones. My previous iphone was still covered cause it got grandfathered in (though not sure if I had kept it if they would allow me to re-insure it when the policy time period ended).

    I was very sad to hear this :(. At least they'll still insure my new laptop :).
     

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